Renting An Apartment With Bad Credit

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Renting An Apartment Together with Bad Credit

When renting an apartment with negative credit, you should keep some things in mind. A property director will run a credit verify, therefore, it is always better to disclose any necessary information regarding your credit problems before they will find out. You can easily describe the circumstances in person beforehand, rather than having them learn about your bad credit and disqualify you as a prospective renter without even hearing your situation. Renting a flat with bad credit can be achieved if you take the time to put in writing some explanations before you even begin house hunting.

If you do have bad credit, that can be done some things to make your credit history a little more complementary by talking with a credit counselor, who may be able to help you repair some of your credit problems. If you take the actual steps to improve your credit, renting an apartment with bad credit might turn into a little easier. Lenders and prospective home managers will see that you’re making an effort to correct the bad credit.

Even if you have never defaulted on your hire, bad credit can reveal badly, especially if a property owner has ever endured to take you to court for a judgment regarding money award. If you have not necessarily paid that view, a property owner may not rent for you because they do not want to go without the monthly rent. You need to be very careful regarding paying your hire and paying on time. Judgments for rent funds and eviction process are not easy to explain unless there are extenuating situations.

Renting an apartment with bad credit, just means you must work harder to encourage a property manager that you are going to be a good threat. Some may request a security deposit, first two months rent and also the last months rent. If you can accommodate this kind of payment, a property supervisor may consider this whenever checking your credit background. It may seem like a great deal of money to place upfront, but it will protect the house owner and you in the event you cannot pay the hire. This is becoming more of a custom even if you possess good credit.

Renting a flat with bad credit isn’t necessarily hard to do, but way more, you have to show you are attempting to improve and that you do have the funds to pay the rent and also utilities every month. Should you provide income statements, current paid power bills and have the security down payment, you may find that the home owner will find that you are a excellent fit to lease his or her property.

You need to simply have all your paperwork readily available for the potential property owner to see. If you take enough time to explain and show that you have are changing your ways, you might find a property own more wiling to do business with you, than if you have a attitude associated with not being concerned.

Comments: 110

  1. Jesse March 21, 2013 at 12:22 pm Reply

    I recently had the opportunity to clean up a good portion of my credit file (pay off debts) I sitll have two small things on there (which I’Ve arranged a payment plan for), will I still have difficulty renting an apartment-I’ve been rejected before because of bad credit-BUT now my credit is much better-just not perfect-What do landords look at? DO i have to have a perfect credit rating?

  2. Kurt April 1, 2013 at 3:09 am Reply

    I want to rent an apartment, but I’ve never actually lived by myself. I have bad credit (600s), so I don’t know whether it will prevent me from signing a lease. And does signing a lease show up on the credit history? Thanks.

  3. Forest April 6, 2013 at 8:21 am Reply

    I am currently in need to find a new apartment. My credit is bad, and I am currently working on getting it back on track, what are my options to try and get into a rental community that says I am not approved. Should I see if there are any options like co signing or such? I need help!!

  4. Del June 5, 2013 at 5:01 am Reply

    I have really bad credit (500) but my girlfriends is fine. How hard will it be for us to find an apartment that will rent to us?

  5. Tressa June 17, 2013 at 1:37 am Reply

    My girlfriend and I are moving in together in January. I want to be on the lease. Can I be on the lease even though I have bad credit?

    Just so if something was to happen I would still be protected…

    Thanks in advance.

  6. Constance June 26, 2013 at 9:38 pm Reply

    I just want to know if it is customary to provide your full SS# when renting an apartment for a background/credit check? I’m just paranoid about Identity Theft.

    So what do you think is this normal or is this something to be cautious about or what?

  7. Minerva July 4, 2013 at 11:53 pm Reply

    Will my bad credit score affect him and his good credit score if we were to get married?

  8. Brett July 6, 2013 at 7:18 am Reply

    We want to move from the area since there isn’t much work. We signed a 6 and 1/2 month lease but finding it hard for work. Will we automatically have bad credit that could in the future effect us being able to have a mortage years from now? Do all landlords give you a bad credit score if you break a lease?

  9. Alene July 23, 2013 at 1:36 pm Reply

    My credit history is a little sketchy with a few bad months of late credit card payments. I am afraid my potential having bad credit will keep myself and roommates from renting.

    If I have bad recent credit history but my 3 roommates have good credit, will I ruin our chances?

  10. Brendan October 5, 2013 at 1:04 am Reply

    My boyfriend and I are looking at renting an apartment. He has excellent credit, but mine isn’t very good. How much of an issue will that be? Will landlords likely accept our application based on his credit? I can get my dad to cosign and/or pay a larger deposit — any other tips for dealing with this? Although my credit is bad, I have excellent renter references as I’ve never missed or been late for a payment at my current place — but I’m worried landlords won’t bother looking at that after they see a bad credit score.
    Also: I know fixing my credit is the long-term answer to this problem, which I am doing now. But we need to rent a place in the next couple of months, and I don’t think my credit score will signifcantly improve in that time… Thanks!

  11. Doris November 25, 2013 at 12:25 pm Reply

    It seems that no matter how much money you make if you have bad credit you may end up on the street. Is there any way to get around this? Assume there’s no co-signer. Are there any places in the ‘408’ someone knows about where they look at references instead? Thanks to anyone who can help.

  12. Britt January 3, 2014 at 8:15 pm Reply

    I am almost 26 years old, I have rented an apartment for over 2 years (with a cosigner), and I had a car loan (with a cosigner) for about a year and a half which I paid off about 2 years ago. I have a store credit card with a $300 limit that I got about a year ago, and two separate checking accounts with debit cards, one which I have had for about 4 years (and at the bank I got my car loan through) and one for over a year, but I have been unsuccessful in getting approved for a credit card. I applied for one through my bank (same one I got the car loan through) about a year ago and didn’t get approved. I just applied for the student card through Capital One and didn’t even get approved for that! I don’t have bad credit, and I feel that I should have sufficient credit by now, but apparently I do not. What am I doing wrong? What should I be doing to improve my credit? How can I get approved for a credit card?
    It was about 14 months in between the two credit card applications, as I had previously read to wait 12 months, so I’m not applying too often. I am a full time student, last year I worked part time for my school, I work at a church on Sundays, and I babysit occasionally. However, in the past I have worked full time jobs and still was unable to get approval for a credit card.
    I just checked my credit score from Experian. There were 0 potentially negative items in my report and 11 accounts in good standing (mostly from current student loans). Under the section “Requests Seen Only By You,” “Discover Financial Svcs” has viewed my credit score 12 times from March 28, 2013 to August 23, 2013. “Discover Financial Servi” also viewed my account during that time.

  13. Alex January 4, 2014 at 8:31 am Reply

    I’m just wondering if there is anyone on here who has gotten a good apartment in a complex even with bad credit. I’m taking a teaching job far from my home town, and I need an apartment. However, my credit score is low and I’ve never rented before. Does anyone know if I can offer a bigger deposit or anything like that if my credit doesn’t check out? Any success stories on here?
    I’m not looking for a dumpy place. I’d like something in a complex.

  14. Emerita January 4, 2014 at 8:31 am Reply

    Its it hard to rent a house with bad credit? If is is what about renting a apartment with bad credit which one will be a lot easier?
    I live in michigan the Detroit area, but I’m trying to rent in the areas around Detroit.

  15. Danika February 2, 2014 at 6:28 pm Reply

    i’m trying to get out of my lease for my apartment i’m at now its NOT safe here for kids. i’ve been here since march and signed a 1 year lease. i have a baby on the way and 2 year old son. i got a eviction notice today saying if i don’t pay rent by tomorrow morning then there sending my file to an attorney. my question is does most apartment complexs check your credit? my credit right now is 545. i plan on going to another apartment tomorow and applying i know i can get the apartment i’m just worried there turn me down due to my credit. i’ve never paid my rent late either its only 9 days late and there already threatening eviction on me.
    ill add that my apartment complex here has had a shooting and car set on fire.. the swat team and cops here. the cops are here everyday if not more then once. i do not feel comfortable anymore raising my kids here or safe at night

  16. Kathryn February 2, 2014 at 8:48 pm Reply

    Currently I live in New York, I have a trade job that pays me about $35,000 a year. I would like to relocate to Las Vegas, Nevada within the next 2 years. My credit score now is around 500, but I will be debt free within the next 4 months including making my last 2 car payments within the next 60 days. For the past 2 years I have been staying with family so my rent is relatively low. I know that I can rent a 2 bdrm apartment around Las Vegas for $800. My questions are, will I have any problem renting an apartment with my credit the way it is, I will have enough money for 1st month rent, 1 month security and so on when I move. Also what can I do now to raise my credit score. Any advice would be appreciated. Thanks.

  17. Rocky February 21, 2014 at 10:05 pm Reply

    My husband and I need a place soon and although were starting now to pay off late bills, we both have bad credit. i have a score of 569 and he has a score of 549. my late bills are from too many hospital visits, one credit card from about 7 years ago when i was 18 and barely working and one target card that we failed to make payments on due to other financial issues. we have a car that we had his parents co sign for us and it’s on his report at payed in full every month. we’ve had the car for almost 3 years and have never been late on a payment. we’ve never rented before, this would be our first home and we do not have any open credit cards. we have utilities in his name and they are all payed on time every month. all my not payed bills are old and his as well. will this effect how good of a place were able to rent from? or will the payed on time bills help us, like the car payment? total per month we make about 2400 and with his promotion we’d be making about 4200/month. he will be getting his promotion in the next couple weeks. would any of this help?
    Oh and were hoping to either rent a nice apartment in a complex or a townhome. we’d also be willing to pay as much up front as it would need for our situation.

  18. Patsy February 22, 2014 at 2:01 am Reply

    I’m renting an apartment in San Francisco with 4 other people. we all have to show our credit scores to sign the lease. The 4 other people have really good credit like 700’s. I would be the only one with low credit. I only have 1 credit card and my “total debt” is $200. anyway, will my credit score makes us loose the apartment? And I don’t have any co signers. I can’t get any at the moment.

    If it is yes my score will be the one to make us loose the apartment, how do I convince the landlord that I am a reliable person? I just got the credit card (Victoria secret angel’s card) Like, 2 months ago. and once I start work again in August in SF I will pay it off. I have a job (on summer break) so I won’t be looking when I return. is that proof enough? if you are from SF you know how hard it is to get an apartment (esp near your campus). so I really need to convince the landlord if it comes down to my score. my score is 598.

    Note: I have a job. i am on summer vacation. when i return to SF i will be going back to my same job.

  19. Suk February 22, 2014 at 8:49 am Reply

    I have horrible credit and need an apt. will i still be able to rent?

  20. Rodrick February 23, 2014 at 2:13 am Reply

    My parents have bad credit and want an apartment in west side las vegas by Rainbow and Hacienda area sort of, the durango high school area. Does anyone know an apartment in that area that does not require credit check or can accept bad credit? It doesnt have to be in this area just as long as its west side sort of the summerlin area or just west side with decent apartments price doesnt matter. Please help! Or private owner who is renting does not matter. Please help!!!

  21. Pat February 25, 2014 at 12:25 pm Reply

    Please let me know how you did it.

  22. Annice February 25, 2014 at 12:25 pm Reply

    I’ve never rented an apartment before and was wondering if anyone knows what they look at before renting to you?

    I have a decent paying, stable job, never had any lates on paying rent (I’ve rented homes from private owners and can get references) but my credit is not that good. No criminal background.

    Does anyone know what criteria they look at? Or what the lowest your credit score can be before they will consider renting?

  23. Norberto March 15, 2014 at 4:28 pm Reply

    Well i’m planning on renting an apartment and doing a little research online, and i was wondering if i have bad credit, would any landlord or apartment let me rent???
    forgot to tell you guy i file for bankruptcy

  24. Eldora March 24, 2014 at 7:48 am Reply

    I am currently living with my parents right now, but they foreclose their house and will be moving out soon. Once they moved out, they want me to go find a apartment for myself. I’ve been looking around town for a apartment and I’ve found one already. The apartment is $610 per month and I make about $21450 per year. I’ve have bad credit with a credit score of 500. I’ve have also calculated my bills into my income and what I’ll have left after every month is around 400-500 for savings.

    The apartment complex I want to move into requires that I make I least 3x more than the rent.

    Will I qualify for this apartment with the income and credit score that I have? If no, what other steps do I need in order to get this apartment? Co-signer? Larger deposit? If so, how much?

  25. Vern May 7, 2014 at 8:45 am Reply

    i am 19 yrs old and moving out of my parents house and looking for an apt. ive never used a credit card or anything and i know they do a credit check, so how does it work if i dont have any credit good or bad?
    and also, do i have to have someone co-sign? i will be living by myself.
    and one more question, when the rental cost is listed as based on income how does that work?

  26. Carmon May 7, 2014 at 4:47 pm Reply

    I have to find a new place by Feb 1st and I have pretty awful credit, I have a good stable job that pays enough for a 2 bedroom with rent from 600-750 a month but I don’t want to live in the ghetto because of past financial issues, are there any communities or realty companies in the West End or Glen Allen that might be good for me?

  27. Eugenio May 7, 2014 at 7:51 pm Reply

    I have two unpaid debts totally about 800 dollars. My credit score is in the 500-600 range. What does passing a credit check mean? Will I be able to rent an apartment and or room with this credit score?

  28. Danna May 8, 2014 at 12:31 am Reply

    I have bad credit due to a credit card I owe 200 on and a bank acct I overdrew and didn’t pay pack. I live in michigan and I need to rent an apartment. Will they still rent to me with bad credit and will I need anything special to get into an apartment? Extra money…ect

  29. Steven May 8, 2014 at 12:31 am Reply

    I live in Orlando, Florida and I recently moved with my boyfriend to an apartment, he tried to add me n the lease but because I have past evictions and bad credit, the company didn’t approved it. The reason why I have bad credit is because I was with a person that was irresponsible and I end up being a single mom and it was hard for me to pay bills. I have been paying everything on time since I have been with him which is 2 years. So the company didn’t approved it he even sai that he was willing to pay the year of rent in advance that he was going to pay the year, he is responsible, he always pay the rent on time because I went to the office with him and they said that in front of me so when he lease expire he wants to move to another place which is in April. Do you guys think that he would have any problems getting an apartment or condo adding me even if he pays the rent for a year in advance. The reason he wants to add me is because he wants a bigger apartment because of my kids etc.. Thanks for the help

  30. Monte May 8, 2014 at 6:28 pm Reply

    I am about to move to Los Angeles from NJ. I have bad credit, never rented (lived with grandparents). I just finished nursing school (LPN) and I am in my 20s. I plan on taking the board exam there and finding work there. My dad has given me a $100,000 cash gift. (I plan on starting the lease once I pass the NCLEX and have my license in hand). My father approves of me staying with him during the process. Once I have my license, than I will look for an apt.

    I am interested in living in Van Nuys (near my father who is old and dying with prostate cancer). The rent there costs about $1,000 per month (as I’ve done the research).

    I know I will get denied because of bad credit history (500s), what if I offer the first 6 months or the full 12 months upfront to the landlord, do you think they will approve me? Or will they still deny me cause of bad credit and no job yet?

  31. Eleonor May 8, 2014 at 7:10 pm Reply

    me and my boyfriend are applying for an apartment. it’s a little different of a situation though. my parents split up for a short while and my dad has the apartment in his name. he has perfect credit so he didn’t pay a deposit or anything. well now he’s back with my mom and wants me and my boyfriend to rent the place. so we have to apply for the lease, etc…. we have already told her that we will most likely have to pay a deposit because we both have horrible credit, but we both make way more then enough money to afford the place. if we dont get approved on our own my dad with perfect credit will co-sign for us. with a co-signer do you think they’ll approve us?

  32. Antwan May 8, 2014 at 7:25 pm Reply

    I am moving to Los Angeles(very expensive city) from another state, However my credit is not the best, I also have no clue to the process of finding an apartment and getting in while being 1,500 miles away from the location. What can I do?

  33. Ryan May 8, 2014 at 8:25 pm Reply

    My wife and I are trying to rent an apartment, and they require a credit check. We both have bad credit. I lost my job a while ago and finally started working again, but during that time i was wayyy behind on the bills and have just about caught up. I am on a debt management plan for my credit cards, but there is one that i dont have on the plan yet and it is delinquent. I have never had any evictions, repposessions or anything like that, it was just a tough time and i got way behind. Im hoping everything will work out? Has anyone been in this situation before? We make more than enough for rent, im just worried about the credit issue.

  34. Kellye May 9, 2014 at 2:28 pm Reply

    Just wondering if anyone has suggestions on how to go about finding a nice apartment in the Chicago/South Suburban Chicago areas with bad credit? Does anyone know of any rental properties/agencies that will be of help to someone with bad credit?

  35. Greta May 11, 2014 at 6:40 pm Reply

    Me and my daughter need to find our own apartment quick. I’ve got really good references and a good work history. I’ve never rented an apartment before. I have been living with family for about 6 years now (in two different places) and I feel it’s time to get my own place. My big fear is that I wont find a place that will rent to me because of my bad credit. I can afford about 450 a month (I live near Dayton, Ohio.) I have about 3 weeks to find a place.

  36. Jordon May 11, 2014 at 8:32 pm Reply

    My lease isn’t up until May, but I wanted to get some advice/tips now. My credit is not good. I have settled the items that were bad, but my score is still pretty low. I recently got a Credit Card for people trying to rebuild their credit, and plan on keeping up with that one to help my score out. I have a pretty bad home situation with my roommates, so when I move out I plan to get my own apartment if possible.

    I hold 2 jobs…full time one I’ve been at for 2.5 years, the part time job 3.5 years continuously. I plan on keeping both. I make more than 3 times what monthly rents would be. I have perfect rental history and utility payment history.

    Are there any ways I can convince a complex to rent to me? What if I saved up enough money to offer to pay 3-4 months rent in advance?

    Thanks for any advice/tips. It’s early, but I’d rather start saving my money and getting a game plan in motion now than waiting until the last minute.
    I currently rent a townhouse from a landlord with 3 other roommates.

  37. Elfreda May 12, 2014 at 5:13 am Reply

    ok, so i moved in with my dad and my ex girlfriend and we all signed a lease together for an apartment the lease expired 2 months ago but i had moved out of state 3 months ago and havent kept in touch in any way, all i know is that my dad was the only one living there and he has been paying currently he is paying month to month but, My question is will my renters credit or any type of my credit be hurt by this. i think i was supposed to sign a release or something saying that im off the lease but i didnt, whats going to happen ?

  38. Patricia May 12, 2014 at 5:13 am Reply

    I have been searching for an apartment and it seems all of them do credit checks.

    My credit score is kinda bad due to some items that went into collections. Namely my student loans. My score is 581.

    I have no criminal history.

    If I am making $35K+ will I be able to rent an apartment?
    thanks MoTo, I feel better ๐Ÿ™‚

  39. Marisha May 13, 2014 at 2:27 am Reply

    hi so im a high school senior–plans to get out of here and get an apartmetn to go to tech school before a four year….have to get a place to stay and all..trying to decide which would be better to rent a house or an apartment? what are the ins and outs of both? which is cheaper?

  40. Graham May 15, 2014 at 7:59 pm Reply

    I am in the process of trying to find an apartment to rent. Initially I was going to rent a house got my credit check done and it shows that I have a timeshare mortgage that I’m behind on. Basically this is from my previous relationship and we have both hired attorneys to decide who should be responsible for it, but in the meantime either one of us want to take 100% responsibility.
    Outside of that I was approved for the house with a co-signer but I was told that my move in date of June 1 has to be changed to July 1 due to the current tenant deciding to move in July instead of June.
    So now I’m looking into a apartment complex rather than a private individual. I know the same stuff is going to come up on my credit report. However, I still have my co-signer, I have great rental references and have been happily employed with the same company for over 4 years.
    Today is day 3 of waiting for approvals and I’ve called twice and they said they are still checking into things. Is this because with all the things I’ve provided they are still hesitant to rent to me or is it because it really is taking this long period of time?
    I have been very very upfront with the management company. I’ve done it verbally and in written form letting them know my credit situation.

  41. Hilton May 15, 2014 at 8:13 pm Reply

    Looking into renting soon and have a credit rating of 709. Would this stop a aprtment complex from letting me rent??
    Well just that I have high balances to my credit line. Never rented yet still at home. Also other problem is girlfriend and her ex broke a lease.
    ok but is it true appartments look for the times 3 thing with income.

  42. Arlyne May 16, 2014 at 12:09 am Reply

    I have lived in the clouds for too dam long..

    Mid twenties with a fat savings account but cant buy a house cause I have no credit…
    Im wondering if this is the same for renting as well?

    I have never rented before, no established credit…

    Could this stop me from being able to rent an apartment?

  43. Agustin May 17, 2014 at 5:37 am Reply

    My husband and I are relocating to a different area of our state. Due to the swiftness of the move, we have no choice but to rent from a big apartment complex. It has been 7 years since I rented from a place like this. Since then we have gone through private landlords that don’t do credit checks. My credit is not perfect and neither is my husband’s. We are probably between 450 and 590 on the credit score. We have good rental history though. Three years at one apartment and two at another. The only reason we moved is we had another baby and needed an extra room and now we are moving because we are relocating. Is there anyway we can get away without a cosigner? We could problably find one to cosign for us but we hate to ask. Is our rental history enough to prove that we can pay the rent? The only bad marks on our credit scores are unpaid medical bills and late pays on a couple of credit cards. We have not been evicted from any apartments nor do we have any unpaid utility bills.

    Any input is greatly appreciated!!!!
    Ok. Let me say that we don’t have major credit issues. No bankruptcy or foreclosures on our credit report. I have student loans that are not due yet (I’m still in college). We were told by a car company that it isn’t bad credit, it’s lack of credit. We don’t have alot of credit history. So thanks for everyone for being so positive and assuming that I’m up to my eyeballs in debt. I’m not I just didn’t have medical insurance for about 8 years.

  44. Rogelio May 17, 2014 at 3:22 pm Reply

    me and my boyfriend are applying for an apartment. it’s a little different of a situation though. my parents split up for a short while and my dad has the apartment in his name. he has perfect credit so he didn’t pay a deposit or anything. well now he’s back with my mom and wants me and my boyfriend to rent the place. so we have to apply for the lease, etc…. we have already told her that we will most likely have to pay a deposit because we both have horrible credit, but we both make way more then enough money to afford the place. if we dont get approved on our own my dad with perfect credit will co-sign for us. with a co-signer do you think they’ll approve us?

  45. Holli May 17, 2014 at 6:44 pm Reply

    My credit is awful–but I have always paid rent on time. I did break a lease once, but paid all fees except paying for the carpet replacement.

    I have a lot of unpaid debt due to a difficult time, but I have a great job now and wish to move closer to it.

    If my application is denied, can I reapply with a co-signer?

  46. Saundra May 17, 2014 at 11:37 pm Reply

    Can you still rent an apartment even if you have bad credit? Is it true that having bad credit can ruin your chances of finding a job?

  47. Evette May 18, 2014 at 12:35 am Reply

    Can I offer more money down when renting an apartment to offset a bad credit score?

    I am moving to NY for graduate school. I made some bad decisions with a credit card and my credit score is low. Is it possible to offer more money down to offset a bad credit score? Do landlords often offer that as a option? I will have letters of reference yet no employment letter as I am still searching for a job. I will be using my loans to pay for living until I find employment. I can offer up to six months of rent.

    What are my chances?


  48. Ty May 18, 2014 at 2:54 pm Reply

    How much does it take to restore your credit. I had 3K in bad credit card debt. I paid it off.

    How long before I can get approved for renting an apartment or a car loan?

  49. Yetta May 19, 2014 at 10:42 am Reply

    hi im looking for a 1bdrm apt in the bronx..
    .prefer bronx ….. housing prices remained somewhat decent over the years and close to my job….
    however, i dont have good credit and i dont want anyone to co sign for me….want to do this on my own ….however i do work and willing to show documentation and evidence that i do work
    so what im offering and putting on the table is six months rent and i month security deposit ……how many people you know are willing to do this ?
    however, im looking for an apartment btw $750-$875 and looking to move in June thats when my current lease expires….like to stick to the rules
    this is what i did with my current landlord ……. he was okay with the idea….happy about it too lol
    however, i want to know how many landlords are willing to do this if so please contact me ….want some advice

  50. Quiana May 19, 2014 at 8:50 pm Reply

    I will be moving to Canada and settling alone renting an apartment. I just want to ask how renting works. I am a young adult. Sorry for some of my dumb questions. Do the owner of the apt accept cash or just cheque? Do I need to go to the bank and ask for evaluation for my salary earnings ? Do they do contracts like a year contract or can I leave whenever I want to as long as I pay the whole rent amount (if ever i would want to transfer) ?

  51. Galen May 19, 2014 at 10:44 pm Reply

    My best friend and I have just decided to rent an apartment or duplex together. My daughters father totally ruined my credit, my credit score is very poor and I have a couple durogitory remarks. I have a great job and money to pay rent but I don’t know if someone will take a chance on me again. I have gotten rid of my daughters father and I want to start over fresh… what advise do you have… I need serious advise from people that have the same problem or have had the problem in the past… PLEASE SERIOUS ANSWERS ONLY!!!

  52. Mervin May 19, 2014 at 11:05 pm Reply

    Is it possible to rent an apartment w/bad credit?
    I am working but fico score is very low.

    Some folks have told me that if I did find an apartment & landlord who didn’t do a credit check it would probably be in a bad neighborhood and/or high crime area.

    Is this always the case?

    My current landlord did not do a credit check on me because he knows a good friend of mine & didn’t want to rent to anyone so he allowed me to move in.

    He never asked for a security deposit either so it was a very good situation but I may need to move w/in the near future and am worried about the credit check..

  53. Vernon May 19, 2014 at 11:05 pm Reply

    When i turn 18 in a few years i am going to try to rent an apartment in california with my friend. if a parent has to sign do they have to be like in person with the renter? and if we are both 18 would both of our parents have to sign?
    also how much would an apartment cost around san diego california? between me and my friend we have about 20000 saved up

  54. Lawrence May 20, 2014 at 12:44 pm Reply

    Can you still rent an apartment if you have bad credit?
    I live in CA and I would like to rent my first apartment in the near future ( within 2 years). I got my credit report from Equifax and it shows that I have Currently ‘past due’ 2 accounts and in the Negative Acct History it show 8 accts ( the 2 past due are included). Of the 8, two of them are not paid and the rest are “charge off” or “collections paid” All this info is correct.
    Will I still be able to get ‘approved’? Does any one have any personal experience in renting their first apartment.
    I have a steady job, work full time and have been w/ the company for 6 years. I have paid off most of my debt, but my ‘bad’ credit happenend when I was in college about 8 years ago.

  55. Lavern May 21, 2014 at 5:48 pm Reply

    I am trying to get a place to live closer to my job, but I have poor credit because of credit mistakes I made when I was young. I am very upfront with the rental agencies. I can prove a history of paying my utilities and rent early or on time. I have had a steady job with good pay for six years. I even have a written reference from my current landlord. And in several occasions I’ve even offered to pay my first three months of rent all at once to show my commitment. But each time I am declined.

    I do not have time to rebuild my credit before my current lease is up. Does anyone have any tips or tricks beyond what I’m doing?

  56. Soraya May 21, 2014 at 6:56 pm Reply

    my girlfriend and i are about to start looking for apartments. she hardly has any credit history, it goes back a few months, however, her few months are good.

    i, on the other hand, have a score of 600, with a $5k outstanding debt on a credit card from either 07 or 08…(which was not my fault, it was my mom’s, but it doesn’t matter cuz it’s on my report.) …all other items on my report are good. 4 student loan accounts (in good standing it says, but deferred til 2011, so they might think “Oh it hasn’t even begun to be paid off yet”)

    in addition to this, we are first time renters with no cosigner. how do we go about getting an apartment that isn’t in the ghetto?
    well, im not actually paying the loans yet because i haven’t graduated. that’s what i was saying, they’re deferred til 2011

  57. Jeffry May 22, 2014 at 7:30 am Reply

    My Partner and i are currently looking to rent somewhere together for the first time and we have found a lovely apartment that is rented out through a private landlord. They have said that they need to do credit checks first and i am worried as my credit is bad.

    If my partner has a good credit record then will we still have a good chance of getting the apartment? We are both employed and have good references as we have previously rented seperately.

  58. Bettina May 22, 2014 at 9:30 am Reply

    So, my boyfriend and I are renting an apartment. His credit is good, but mine, well, isn’t. My recent history is fine, but there are definitely some negatives if you look back 3-4 years. My question is, I’ve noticed many places list a specific minimum credit score to rent. Will they average our credit scores and see if the average is above the minimum, or do each of our scores need to be above the minimum?


  59. Willard May 22, 2014 at 3:58 pm Reply

    Okay so me and my friend are both 18 and lookin into renting an apartment together. So when it says for example rent is $525/ mon. + utl. does that mean utilities are included in the rent or that you pat utilities seperatly cause we’re confused about it. lol
    so if it doesn’t say + utl, then does that mean they are inluded in rent???

  60. King May 22, 2014 at 8:44 pm Reply

    I have horrible credit that Iโ€™m working on, but make a very good salary. My girlfriend has good credit, but doesnโ€™t yet make a good salary. Salaries combined, we can definitely afford the rent weโ€™re looking for and still save money. My concern is that my credit will hurt our chances of getting the apartment we want. I have references from my current landlord of 3 years and have been at my job for 5 years with references.

    How can we successfully get an apartment? Should we take the chance and apply jointly? Should she apply by herself with me as a co-signer (for financial purposes) or the other way around? Serious, helpful advice from landlords or people whoโ€™ve been through this would be greatly appreciated!

  61. Lesley May 23, 2014 at 5:14 pm Reply

    I am renting an apartment in 20 apartment’s building and we have 2 washers / 2 dryers on premises. One of the washers is broken for 1 month. I just spoke to LandLord, since manager wasn’t able to dela with it and landlord says that he doesn’t have to fix it. He says he doesn’t have to provide washer / dryer services at all. I live in Los Angeles, CA and have 10 month baby, it is really easy and convenient to me to do my laundry on premises. Is it anything I can do to make landlord repair the washer?

  62. Cortney May 23, 2014 at 5:15 pm Reply

    I am planning on moving out with my boyfriend soon. My credit is bad and he has really good credit. I have a a very good work history and have never rented. I do not want this to be hard as in paying the credit check fees when I will not get approved due to bad credit on my part. What should I look out for, or what should i try to avoid when looking. What is usually done in these situations? anything helpful will help. Thanks =)
    This will be both of our first time renting, we both have a good work history.

  63. Lonnie May 23, 2014 at 5:33 pm Reply

    I am currently living with my parents right now, but they foreclose their house and will be moving out soon. Once they moved out, they want me to go find a apartment for myself. I’ve been looking around town for a apartment and I’ve found one already. The apartment is $610 per month and I make about $1650 per month or every two paycheck. I’ve also have bad credit with a credit score of 500. I’ve have also calculated my bills into my income and what I’ll have left after every 2 paycheck is around 400.

    Will I qualify for this apartment with the income and credit score that I have? If no, what other steps do I need in order to get this apartment? Co-signer? Larger deposit?
    The apartment complex I want to move into requires I make I least 3x more than the rent.

    I know I am short by a hundred or so, but I am willing to make a larger deposit or have a co-signer if all else fails.

  64. Lesley May 23, 2014 at 6:01 pm Reply

    My wife and I have recent 90 late notices on our credit reports, am working with creditors and on plans to get current but cannot erase bad marks. This has caused our credit rating to fall to about 565 for me, 568 for my wife. We need to move in 6 weeks b/c we cannot take living in our tiny apt. Put together, we make 88k per year and are looking at apts in the $1200 per month range-can’t do cheaper where we live. No bankruptcies, no defaults, just recent hard times which are now being rectified. We are currently renting for 725 per mnth and have been here for over 3 years with few problems-we were late twice but nothing close to getting us evicted.
    Are we forever doomed to live in our current apt? We can now more than afford to move and pay 1200 per month. Will landlords be unwilling to bend on credit issues? Does having credit rating below 600 make our move impossible. I’m looking at places beginning today and will have to face credit checks. Any help is appreciated.

  65. Larry May 24, 2014 at 9:34 am Reply

    A lot of person work in Shanghai have chosen to rent a Shanghai apartment, I am decide too, but I do not know how to rent cheap and affordable house in Shanghai.Do you have some of the better sites can recommend? I do not want to consult an renting agency, because I listen to the friend who said agents is expensive.

  66. Casey May 24, 2014 at 1:30 pm Reply

    I have really bad credit. A few charge offs which are all carrying a balance due at the moment. One is actually owed for an apartment that I had to move out of because of a medical issue and I had to cut my lease short. I have to get an apartment soon and was just wondering what is the best way to deal with bad credit and renting?

  67. Ali May 24, 2014 at 7:19 pm Reply

    Hi ive been contacting two different owners of an apartment who are renting it at anytime… what caught my attention is that both owners have situations that make them go back to England… One already lives there and one is about to leave soon… I just wanted to know whether this is more of a scam or is just mere coincidence…. Here what they exactly wrote…..


    I just read your message regarding my apartment.
    Sorry if my answer comes quite late, but your email arrived in my spam folder, and I couldn’t see it until now.
    I bought this apartment for my daughter during her studies in US, but now she’s back home permanently, so I’m renting the place for unlimited time.
    The flat is fully furnished and renovated, exactly like in the photos.
    You can use my furniture, or you can also use your own if you prefer. If you decide to use yours, you will have access to a large and well ventilated cellar, where you can store my furniture.
    Also, very important, the utilities (cold/hot water, electricity, wireless broadband Internet, digital TV, 2 parking spots in garage, air conditioning, dishwasher, garbage disposal, microwave, refrigerator, washing machine, etc.) are included in the price of 700 $/month. The kaution is also 700 $, and you get it back, when you decide to leave the apartment (you will have to give me at least 30 days notice). As for me, you can rest assured that I will never ask you to leave the apartment.
    Before we go any further I would like to know how many persons you intend to share the flat with, and for how long.
    Now, a little bit about myself: My name is Thomas Morgan and I’m a 59 years old graphic designer from London, planning to retire in the next 2 years.
    I have a lovely wife, Christine and a 25 year old daughter, Linda. I am very proud to say that soon I’m going to be a grandfather :).
    Another member of our family is a six year old Labrador Retriever which we all love, so, since I’m a pet owner myself, I will have no problem if you want to keep a pet in the house.
    The only inconvenience is that my job doesn’t allow me to leave London even for one single day. We just hired some new staff and I’m in charge of their training, so my schedule is pretty hectic right now.
    But this won’t affect the rental at all. I can make arrangements to rent the apartment from London (on my expense of course).

    Looking forward to hear from you soon.

    All the best from Britain!



    My name is Alyssa Salas, I’m 39 years old and I hope this email finds you well. The apartment is located at 1425 Locust St, Philadelphia PA, 19102. It has 2 bedroom, 2 bathroom, 1 kitchen and 1 living room at $900 per month (below market value) in return for taking good care of the place. I am looking for someone who will be careful and thoughtful to live in it, as soon as possible, because I have recently suffered a divorced and I will move back home in Oxford, England. The lease can be for a minimum 1 month to 6 years or more. I’m the full right owner of the apartment and the utilities are included in this price (rent/month). Everything in this apt is functional because is recently renovated.
    Just to mention a few, it includes: (refrigerator, washer/dryer and most important 2 parking spaces.). I would also like to know how many persons will occupy the apartment and for how long would like to sign the rent contract, something about you, your ocupation (any pets? cats or dogs?). Unfortunately I, have the keys no one else have access in the apartment because it is a private property.

    Thank you for your interest and wait news from you.

    Please let me know what you guys think?

    Thank You.

  68. Adolfo May 24, 2014 at 8:44 pm Reply

    I’m moving in with my cousin and I have bad credit. My cousin has good credit. Could a well known big complex turn us down because my credit is bad? If there were more of us could they turn us down if only one has good credit?

    We both have great jobs, and a good salary. This complex is pretty high-end. I’m just nervous that they will reject the two of us or more of us because only my cousin has the good credit.

    I guess my main question is will they just double the deposit? Or do some places not do that?

    Thanks everyone.

  69. George May 24, 2014 at 10:19 pm Reply

    Does anyone know what it would cost to rent an apartment in Paris? What’s the cheapest deal I can find in a NICE and SAFE area?

  70. Junita May 24, 2014 at 11:57 pm Reply

    I have a debt to an old broken lease with an apartment complex from 3 years ago that I still cant pay off but I’m trying to rent a new apartment. They said they are not strict on credit but I’m afraid if they find out about the property collections I will get denied. The thing is I printed out my credit report and it says nothing of the property collection it is just listed as a “past due closed account” under a collections agency.

    My question is if the credit report doesnt list that its a property collection how would they even know what it was for?

  71. Ula May 25, 2014 at 12:07 pm Reply

    Basically, I got evicted in Georgia. Was really forced to moved back to louisiana and start from scratch. Now. I do wanna pay off the eviction. Just wanted to know if you ever heard of anyone getting an apartment with an eviction already on they credit. Peace OuT!!!

  72. Leonel May 25, 2014 at 9:32 pm Reply

    I’m going on vacation to Florida and was thinking to rent a house or apartment for 5 people in the area around Tampa and Fort Myers close to the beach. Does anyone know a place they would like to recommend? A hotel would also do.

  73. Ali May 26, 2014 at 12:38 am Reply

    I have a question regarding renting a apartment. I have 1300 dollars, but my credit is torn to shreds due to identity theft, and I have a felony drug possession conviction on my background. Can anyone give me any advice on what I should do for securing housing, or do I face homelessness for good?

  74. Karri May 26, 2014 at 4:39 am Reply

    I have honestly given it my best shot, and will continue looking for answers, but I have been having alot of trouble finding some information regarding renting an apartment and if anyone could help out at all it would be great.

    Firstly, I am 17; a minor. I want to know about laws in Manitoba, Canada as that is presumably where I want to move. Is it even possible for me to rent an apartment, as in legal? What about with my parent’s permission?
    Next, how do I go about this? Seriously, just in general advice for someone attempting to rent. I looked up renting FAQs but couldn’t find any. Do I phone listing I find in the paper/online and then make an appointment and if I like it and they like me, I pay them? I would really appreciate someone filling me in on how to go about this as I have literally no idea how to arrange a rental.

    Thanks in advance, hopefully I get some answers!

  75. Kerry May 26, 2014 at 6:37 am Reply

    Well i’m starting College next year. I’m going to be moving to a different state and i’m not sure if I want to stay on Campus. The College i’m going to is close to where my Xbox LIVE friends live at so atleast i’ll know some people. Now back to the question,i’m not sure if I want to live on Campus or not. I REALLY like to have my own privacy and i’m not a big people person. What do you think is better for me,living on campus or renting an apartment?
    Forgot to put this. I actually found a apartment that is pretty close to the College.
    It’s a little more than living on campus but I can afford it. I’ve been saving money up from my job.
    I’m actually a pretty responsible person. I do my own laundry,get my own food and cook it. I don’t need to make a whole bunch of friends. I already have some that live in Ohio.

  76. Tiffanie May 26, 2014 at 7:22 pm Reply

    i probably have bad credit, i’m 19. I don’t even have a credit card just a free-checking account bank card.

    since i’ve never had to purchase anything big like this, what will i need to have to rent an apartment?

  77. Lance May 27, 2014 at 7:26 am Reply

    Hi im currently talking to this owner who apparently lives in London, Britain who is renting an apartment. All the details from the apartment sound like a good deal. But what happens is that i am not going to be able to meet the owner in person. He said that if im interested he’ll send the key and a signed permit from a company called TNT (which is like a fedex in london) and let me see the apartment. The problem comes here…. we’ve been contacting each other thru email… and the times he sends the emails appears in US time. Lets say right now in london is 3pm and here is 10am… the emails ill get are from 10am in the morning… im not familiar with how that works on the email system but my common sense tells me that if you send an email in a country that is 3pm you should get an email saying the time is 3pm when here is 10am….

    thank you

  78. Dayle May 28, 2014 at 11:51 am Reply

    how much wud it cost for me and my boyfriend to rent a two bedroom apartment in toronto including utilities and everything?

  79. Micah May 30, 2014 at 4:33 pm Reply

    I just need more info cos im considering of investing an apartment (in cbd) but would i pay tax, land, services etc… i mean where or how? is it by real-estate?

  80. Dorthea May 31, 2014 at 5:49 am Reply

    Hi guys. I’m going to rent an apartment in Ottawa, Canada starting this september. I’m trying to find a lease transfer with few months remanning or a month-to-month agreement because I don’t want a yearly contract since I might transfer schools and go to another city next seamster (starting January) but a month to month rent would be perfect since I’m not completely positive I’m going to move.

    Anyway I’m currently outside of Canada and will be in Ottawa in the 30th of August and I’m gonna stay in a cheap hotel room till I rent an apartment. I’ve found quite a few Ads on Kijiji offering a lease transfer and I tried emailing some of them, none replied. However when I’m in Ottawa I’ll try calling and contacting more people. What would I need exactly if they agreed to rent me the apartment? I don’t have a job and I don’t have much in my bank account. My dad is going to pay for the apartment but he lives in my home country. I don’t really have “recommendations” if that’s what it’s called because I’ve never rented a place before. Should my dad transfer money to my bank account that covers the whole rent period? What do I need exactly. I’m so stressed right now and I really need to know everything so I can avoid any future problems. The thought of being there and being told that I cannot rent or not being qualified is terrifying.

  81. Bianca May 31, 2014 at 4:01 pm Reply

    How long can you actually live in an apartment? Do all apartments have to have a lease agreement ?What happens when your lease is up do you have to move? does rent go up if you decided to sign a new lease ?? what happens if you sign a month to month lease does rent go up or stay the same ?
    @ Night_Ang Thanx that really gave me some answers to my questions im thinking about moving out soon for the first time and im lookin up things i need to kno on renting an apartment thanx for the info ๐Ÿ™‚

  82. Donn May 31, 2014 at 4:08 pm Reply

    Im in college and I have been living in the dumb dorms and I hate it. I was looking into apartments close by my school and found a few good one. I have never rented an apartment and I was just wondering what are some questions I should ask are or information I should considered before making a deal or signing with the landlord???

  83. Ai May 31, 2014 at 7:27 pm Reply

    My boyfriend and I are looking into renting an apartment and there are some questions that I have in mind:

    -Do they accept cash for the deposit and monthly rent?
    -Do you have to have good credit?
    -What is the usual wait to getting an apartment?
    -What other requirements do they look at in order for you to be accepted?
    Our situation is that, his mom is getting evicted from her duplex. (His name is not on the lease.) * And he is forced to find an apartment fast. The only thing is he’s in credit card debt and let’s just say that it is bad and I don’t have any credit history at all. Nor am I going to be there to look at the apartment around with him. I go down there in June. (We’re in a long distance relationship.)* So one of my questions is do MOST apartment require good credit history or any credit history at all? And do they use those things against you? Another thing is that, the only way we are able to pay for the deposit or rent is in cash, since his bank will not allow him to cash out money or put money in his account without using it towards paying the credit card debt. (His credit card company is the same as his checking account.)* So is it possible that some places will accept cash for the deposit and rent?
    ()*Extra information I thought that might help.

  84. Calvin June 1, 2014 at 5:32 am Reply

    This is my first time renting an apartment. I found this cute apartment for $875 a month and the security deposit is $875. Do I pay the first months rent and the security deposit? Or just the security deposit? Im confused about this.

  85. Nolan June 1, 2014 at 5:32 am Reply

    How old do you usually have to be? How can I find one? What is an average price? Can I rent one for just 2 or 3 months?

    I’m 19 and I live in a dorm, but i want to live in an apartment next year!

    Also, I live in Charlotte NC, but I need an apartment in Wilmington NC.

  86. Sumiko June 1, 2014 at 9:30 am Reply

    I live in NYC and I have a four bedroom apartment on the first floor of my house. I am considering renting it out by rooms but I am hearing different reviews about doing this. Some say that it is legal once I have it registered and some say that it is not legal at all. Can anyone point me in the right direction?

  87. Nola June 1, 2014 at 9:35 am Reply

    im thinking about buying a few small apartments and renting them out

    but can u tell me abit more about this please what insurance do you need

    im very new to this all and trying to gather as much Information as possible about it

    before i start really considering to do it or not

  88. Dallas June 2, 2014 at 11:53 am Reply

    Will they find out i am doing this. I know I can get in trouble would the fact that I have 2 apartments on different sides of town show up on my credit history i’m always on time with both of my rents. I am a tax payer as well so I don’t feel it’s fair that they can come after me legally. Do they ever find out and if so what are my consequences ?

  89. Salvatore June 3, 2014 at 4:10 pm Reply

    how do the residential apartment rentals work.
    sometimes they are expensive while other times i get a very good deal..
    provide some tips so that i could get for good deals..

    basically what i look for is

    1,month to month lease
    2. reasonable rate…
    3. 1 or 2 bedroom apartments

  90. Margarito June 3, 2014 at 5:05 pm Reply

    same monthly rent for either

    what are the pros of cons of both?

  91. Chi June 4, 2014 at 6:01 pm Reply

    Okay, so next semester I will be a sophomore at my college.
    I was told me move out of my house and now need to find an apartment.

    Here’s the problem: I will be living at school, working on campus as an RA, a job that was very difficult to get into and one that will look great on my future resume–NOT a job I am looking to give up.

    If I rent an apartment, is there some way I can put it on hold during the semester? Like, keep the apartment even though I’m not living there? Paying less than monthly rent, just to keep the space?
    Please help, I don’t know the first thing when it comes to renting apartments!! Thanks!

  92. Davis June 4, 2014 at 10:23 pm Reply

    Why do apartment leasing personel want your social security # , your checking and saving account # and if you have an IRA, that # as well?

  93. Pedro June 5, 2014 at 12:09 am Reply

    Are there any differences in how the whole process goes? I know condos are different because you can also buy them, but if you wanted to just rent with no intention to buy, how would that work? If I’m 20 years old are condo owners less likely to rent to me then an apartment owner?

  94. Brigette June 5, 2014 at 6:13 am Reply

    I am working on getting my very first apartment! I’m very excited but I don’t really know the basics of what I should be asking. I have heard horror stories about hidden charges, fine print, etc..

    What I’d like to know is what kind of questions should I be asking when I look at an apartment and what should I be looking for (like what are warning signs or what should be there that might not be)? I’d really appreciate any help you can give me!

  95. Isiah June 5, 2014 at 5:59 pm Reply

    I’m fixing to be 17 June 11th & with that I have 1 more year until I move out of my parents house. I’m aiming for moving out at when I’m 17 & 1/2 though..depending on whether or not my parents will co-sign the lease for me until I’m 18. But my question(s) are, How much money do I need to have saved up for a $599-1059/month apartment?, If that is the monthly cost of an apartment, do you personally think that it includes water/electric/AC?, IF NOT, how much do you think each would cost?, & I know I’m forgetting A LOT of things so could you take the time & tell me what specifically I’m missing in order to rent my first apartment ? After all this is my first time, & I’m only trying to prepare as much as possible right now..
    I live in Picayune, MS. I’m not going to spend that much on extra stuff though. Just mainly necessities. I don’t want to live on bare minimum but it’s kind of what I’m aiming for.. Im most likely going to have a friend or 2 live with me as well. I’m mainly just trying to get a concrete figure on how much a month I need to get with my job & all to pay for everything to do with the apartment, etc.

  96. Delisa June 5, 2014 at 10:00 pm Reply

    Hi I never rented before and was hoping to hear some wisdom from people who have been through this lots of times. First off if you could give me some DO’S and DONT’S when it comes to meeting the apartment manager for the first time. At what point in the conversation should we discuss the price? Are there things I should never ask the manager? is it wise to try to haggle the price on the first meeting or should I say something like I’ll look around and check back later? to show I dont NEED this apartment to lower the price? thanks. also do some places already have furniture and if so then is it rude to ask if they could take it away to make room for my own stuff?

  97. Noel June 6, 2014 at 6:10 am Reply

    Hi. I want to rent an apartment in Rio de Janeiro but there are a lot of sites. has anyone rented from one of them before and if so, would you recommend it? Renting an apartment can be expensive and I want a good experience for what I pay.

  98. Ronnie June 6, 2014 at 6:30 pm Reply

    I’m wondering if saving up and buying a house is a better option then renting an apartment. I’m 18, a young woman in college, and I’m not moving out yet, but I figure it’s time to start thinking about my future and saving up.
    For a first timer, is it better to buy a house, or rent an apartment/house?

  99. Alberto June 6, 2014 at 8:14 pm Reply


    I need to rent apartment in London for unspecified time (anywhere from 1 to 8 weeks). I found some sublets/share and rent agencies that do this kind of stuff, but they all want me to wire them over Western Union deposit ranging from 200 to 400 pounds. While deposits are normal practice in renting business, I’m bit worried about this fixation on Western Union.

    Did anyone rented flat/room in London is that regular procedure or it’s just some way of scamming?

    Thanks in advance

  100. Karri June 6, 2014 at 10:01 pm Reply

    I am currently looking for an apartment in Amsterdam.

    A realtor agent sent me the following:

    “To help set your expectations regarding costs for renting a property in The Netherlands, you should expect the following:

    – One month rent in advance

    – Two months security deposit

    – One month commission

    – Tax (19% on commission only)”

    It seems to me this is absolutely RIDICULOUS .. or maybe Amsterdam is populated exclusively by wealthy people?!

    What do you think?
    I am not on vacation ..
    I am relocating to Amsterdam. Long Stay.

  101. Leonida June 7, 2014 at 12:04 am Reply

    Alright, so I have a few questions for the VERY experienced apartment renter. I’m kind of new to this experience, I have rented before with my best friend but as we all know (quite like a name tattoo) once you move in you hate each other to death! Anyway, that was kind of a rushed into ordeal and I don’t want to make the same mistakes again.

    When renting an apartment, are you able to talk them down on fees? Kind of like car buying?

    We (my fiance and I) will have pets… 2 medium sized dogs. Most apartment complexes have started charging this new Pet fee PLUS pet rent???? 20 dollars a month extra per pet ON TOP of the pet deposit of 350. What’s that about?

    When you’re assigned an apartment, are you able to go through it and demand certain things changed and or upgraded? (i.e if the carpet is NASTY even after they’ve done their “maintenance cleaning” can you request it be replaced?)

    And Lastly, any general info on apartment renting would be greatly appreciated! Thanks ๐Ÿ™‚
    oh, and of course i’d ask nicely ๐Ÿ™‚ i worded that badly!

  102. Arvilla June 7, 2014 at 2:10 am Reply

    I’ve been renting my apartment from Opal Estates for a while now. The problem is, I’ve never really been a fan of renting. In the long term I hope to buy my own place for security, and for refurbishment purposes. However, when I put this to my Lettings Agent he brushed off the idea.

    He said if I was to buy the apartment, I would have to “buy the whole building”… but I don’t want to move out! I would love to buy it at any extra cost, however, I don’t want to buy the whole building!

    What legalities are there that I can go through to buy this apartment?
    Thanks to all the people who answered, but more thanks is given to the people being nice about it, and not condescending.

    Jeez, I was already hesitant to ask the question in the first place because some people on this site make askers feel as small as anything…

    Lighten up guys! I know nothing about Real Estate, mkay? But that doesn’t mean I don’t know anything atall!

  103. Larry June 7, 2014 at 2:12 am Reply

    How much does it cost to rent an apartment or a studio in NY?im coming to USA and i dont know this. im worried plz help me!

  104. Noel June 7, 2014 at 5:07 pm Reply

    It’s 4 unit each with 1 bed/bath and it is in terrible condition. I’m going to have to install everything and paint the walls etc. Do you think I’m making a good investment? I’m going to down pay about 50%. I have no experience renting to ppl and don’t know how to fix anything.

  105. Vivian June 7, 2014 at 8:09 pm Reply

    I want to know if the rent and deposit are due at the same time. What is the difference between a loft and an apartment. And is the first months rent due before the deposit.

  106. Margie June 8, 2014 at 10:19 am Reply

    My boyfriend and I (we are 18 and 19) are planning on renting an apartment really close to our college.
    The fee is 450 a month (with everything except for electricity). We have a pooch and we both have jobs that we plan on going into full time with. Right now us combined make around $1800 a month and once we go full time I plan on us making around $2000+ a month. Our jobs are within 10-15 minutes driving distance from the apartment.
    My questions to you are:
    (1) is this apartment a good deal?
    (2) Do you think we would be able to afford it?
    (3) What exactly do you need in order to rent an apartment. (credit, etc.)


  107. Eloisa June 10, 2014 at 2:09 am Reply

    I’m 16 years old and when I want to move out of my parents’ place as soon as I can. I just have some questions about preparing, and I don’t know if it’s bad that I don’t know a lot about getting ready to move out since I am capable of doing so in less than two years. PLEASE answer each question thoroughly and read each carefully. Try to make it as clear as you can, and try not to confuse me, thanks.

    1) What are the papers or other things that are required of me by the landlord when renting an apartment? Please explain what each type of paper exactly is and how I can acquire each.

    2) When I start working a full time job, how will I know how much money will be taken away from me for tax?

    3) What exactly is social security and social security tax? I heard somewhere that everyone pays social security tax? Is that true and if so what does that mean? Does that mean those who are part of social security programs have to pay as well? Isn’t that kind of redundant and ironic for them?

    4) What is taxable income?

    5) If the landowner says that certain utilities are included, does that mean I already pay them in the rent? If heat is included, no matter how much heat I use, I still pay the same amount for it every month? If that’s true, what about the other utilities that aren’t included? Are those the ones that I pay for through the bills that come from the mail? What is usually included when renting an apartment in manhattan?

    6) How much is security deposit usually? Am I only supposed to get my money back when I permanently move out? What does the security deposit cover besides late/unpaid rent and damages?

    7) What types of insurances are there? I want to move to Manhattan, so I don’t think I’ll be worrying about any car insurance. But what insurance is there besides Health? How do I sign up for health insurance and how do I know I qualify?

    8) Will I be asked for any other payments besides security deposit, personal things and utilities? I’ve heard of broker fees, but what exactly is that? anything else I might need to pay for?

    9) How is tax payed exactly? Is it just by deducting money off my paycheck? that’s it? And then I have to file a tax return? What is the point of taking my money if I’m only going to get it refunded in the end? I don’t understand how the taxing system works?

    10) If I rent an apartment that’s already furnished, am I allowed to get rid of it? I know that sounds kind of stupid since I would be paying for the furniture, but am I allowed to?

    11) How will I know if I am required to pay taxes? How will I know if I’m required to file tax returns? Is there a certain age?

    12) How much say does the landowner have on what I can or cannot do to upgrade my apartment? such as repainting walls?

    13) What is credit/credit score? I’ve heard that if you have good credit, that means you’ve generally paid off everything on time? But how does the whole system work? Everytime I borrow money and return it promptly, do I get a formal letter telling me that I’ve earned credit? (sorry that was a joke) In other words, how is your credit determined/calculated?? What does credit consist of? What if I have not borrowed anything, what am I suppose to tell the landlord if he/she asks for it? I believe that’s part of the papers that are required by the landlord, what is on the paper exactly, how do you acquire it? you don’t have to answer this if you’ve already answered it in the first question.

    14) How is the length of the lease determined? Am I the only one who decides what it is?

    14) Am I worrying about all this too early or too late?

  108. Loree June 10, 2014 at 2:31 am Reply

    My bf and I are not sure how to weed out all the “bad” apartments. What do you look for when apartment hunting? Maybe make a list? And should you take photos? And for furniture: The Dump vs Big Lots? Also, Private vs Corporate apartments, which is better? Where is the best place(s) to look for apartments. (North East Phila) If anyone is in the area or near, do you know what some good places are and where?

  109. Robert June 10, 2014 at 4:24 pm Reply

    Soon I’ll be renting my first apartment and I had a couple questions

    Do you typically have to show proof of income or how does that work?

    and how long does it take to get the apartment i.e. signing papers and everything

  110. Allen June 11, 2014 at 6:06 pm Reply

    Hello, I’m renting an apartment for the first time and today when I went to see the apartment I realized that’s a little old and it doesn’t look to good. But is all I can afford right now. Can I tell the landlord to paint the place, change the kitchen stove and refrigerator and the door lock? I would like to know what’s the safest way to pay your landlord? Can you pay with money order? And how do I know if everything is working ok. Like toilet, showers and stuff like that. I need advise. Thank you.
    Well I live in NY and the apartment is 1200 without utilities.

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