Life And Health Insurance

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Life And Well being Insurance – Important Factors

Life and health insurance are many times regarded at the same time. They are closely related to each other. When you shop online for life as well as health insurance, there are some things that you may want to know about. There are numerous different types of policies and plans to choose from. A little time to research what type of insurance is best for your situation can be a wise decision. Remember to compare what the policies offer you and try not shopping simply because of cost.

Life Insurance Policy?

Life insurance is made for the security of your family members in the event of your dying. The idea is to will shield you from financial disaster after your demise. Existence insurance can help provide for the cost of having financial obligations resolved and the loss of income produced from your demise. This can be one of the reasons you should consider living insurance policy very carefully. Picking out the amount of coverage, the sort of policy and figuring out the beneficiary can take some time.

Life insurance kinds are categorized as term-life and also whole life insurance. They both offer you basic coverage, nevertheless they have different time periods. The two types of existence insurance are called term life insurance as well as whole life insurance.

Term life insurance is defined for a period of time cover up you for a certain pre-determined length of time. When a term life insurance insurance policy holder dies throughout the policys term, the beneficiary or beneficiaries be given a payout on the face value of the term lifestyle insurance policy. If the term life insurance insurance policy expires prior to the policy holder dies, there’s no payout. This is an essential point in regards to what type of lifestyle insurance will be best for your financial situation.

Whole life insurance will cost more than term life insurance. Expereince of living insurance is permanent lifestyle insurance for as long as you live making the premium obligations. There is also what is called, adjustable life insurance. Variable lifestyle insurance is similar to whole life insurance, but you have more control over a purchase aspect of your insurance. Be sure all the details are completely explained to you with regards to the type of life insurance you are thinking about.

Health Insurance Policy?

Well being Insurance companies can help you discover the health insurance plan that is right for you. There are many problems that effect what you high quality cost will be. Wellness insurance companies can describe all the different plans and give you a good idea what plan is best for your budget, bodily preferences and health requirements. All these elements will play an important move in deciding your wellbeing insurance plan.

Health insurance ideas can give you many options to choose from for your health care needs. Some of the individual wellness plans are the same as team plans. Whether you are contemplating HMO or PPO or even the tradition plan, the insurance company can help you with resources for your state. It is possible to get online well being insurance quotes from multiple carriers with a few mouse clicks of your computer mouse.

Lifestyle and health insurance might help give you peace of mind, knowing you and your family are well looked after both financially and medically.

Comments: 50

  1. Lucius January 27, 2013 at 10:58 pm Reply

    I’m presently taking my existence and medical health insurance classes to ensure that I’m able to work with an insurance provider being an independent agent. Using the economy the actual way it is and companies closing, I am just wondering is that this a great time to sell insurance. The organization I’ll be selling for sells supplimental insurance.

  2. Noel March 16, 2013 at 9:38 am Reply

    I want to register for the life and health insurance class but before I do I would like to know if it covers everything. I tried to find it someone online but no luck.

  3. Fonda April 14, 2013 at 2:06 pm Reply

    What’s the difference between Long Term Health Insurance and Long Term Life Insurance? I want to make sure my parents are probably covered as they are now in their 50’s. The goal is to get them covered for in house nursing care instead of a nursing home.

  4. Laree May 18, 2013 at 4:11 pm Reply

    I’m applying for my license to sell life health insurance in MN,and this question and many other’s came up but for some reason I’m stuck on this one.plz help

  5. Kellye June 18, 2013 at 12:00 pm Reply

    Hi,

    I work for a company that pays me fringe benefits in my check. What this means is that I have to pay for my own life and Health insurance.

    Can I deduct the premiums when I file my taxes?

    Thanks in advance for any help.

  6. Tonie July 3, 2013 at 7:05 pm Reply

    What percentage pass life and health insurance exam on the first attempt?

  7. Justin July 29, 2013 at 12:28 am Reply

    I am looking for a free practice test for Texas Genral Lines life and health insurance licensing. Does anyone know a free test?

  8. Milo September 3, 2013 at 10:05 am Reply

    I have Reliance Life health insurance. Have not claimed yet for anything.

  9. Marshall September 8, 2013 at 8:12 pm Reply

    My friend worked for a company that sold life and health insurance. He was given commission advances. When he left the company they asked for the commissions back and he could not afford to pay them. That was over two years ago. They harassed him for a little while but have since stopped. Will this affect his credit? Will they take him to court? Can they garnish his wages?

  10. Rusty October 5, 2013 at 1:02 am Reply

    Which is the best life insurance company according to you?

  11. Wei October 17, 2013 at 11:45 am Reply

    I live in the Houston area. I am ready to obtain my life and health insurance license. I would prefer to be taught by some who is in the business or who has retired from the insurance business. I also want some one who is familiar with the content and questions on the test. Can anyone recommend a school that is thorough and dedicated to helping students pass the exam and get licensed?

  12. Thomasena October 24, 2013 at 5:33 am Reply

    I am a California Life & Health Insurance producer who wants to become an independent producer (own my on business). I have had my license for two years. The E & O insurance is expensive, and I am not sure if it is worth it.

  13. Nilsa November 15, 2013 at 6:15 am Reply

    I’m an expat, planning on spending most of my life here in Japan. The national health insurance is good but a bit expensive. So if anyone knows a good expat health insurance company that is somewhat comprehensive, please send the information my way. I only have to cover myself and I have my own business.
    Sorry. I do not want kenkouhouken.

  14. Gary November 20, 2013 at 10:31 am Reply

    I want to sell life and health insurance and I need to be licensed first, si how do I get to take the test?

  15. Kareen November 24, 2013 at 11:02 am Reply

    I currently hold Series 7, 63, and 65 as well as Life/Health Insurance professional licenses, but I work for a small independent firm with limited training. I will be finishing my undergraduate degree soon and think it would be a good idea to transfer to one of the big brokerage houses with proven training programs. I heard that Merrill Lynch has the best training for new brokers, but I was wondering if anyone knows if any of the other large firms have better programs. Thanks in advance for you help.

  16. Charlie December 3, 2013 at 3:02 am Reply

    My husband is studying to past the test for Life and Health Insurance. In the practice tests he is not quite getting the score he will need to pass the test. Does anyone know or have recent experience? Did you feel that the test was hard or easier then the practice tests you were given? He is taking the test in Utah if there is anyone familiar with that test.

  17. Holli December 17, 2013 at 9:00 am Reply

    I was offered a position as a trainee underwriter in Melbourne in 2007 however after much soul searching declined the offer and moved to London with my partner.

    Still in London I now have a comfortable job in an investment management admin role but would like to try and move into underwriting again (especially life/health insurance).

    Can anyone offer any helpful tips about how I would might make the transition?? Searching for roles, agencies, courses etc – anything would be helpful.

  18. Tarsha December 23, 2013 at 7:18 am Reply

    can anyone find the link that explains the rules for persons with convictions when attempting to obtain a life and health insurance license? I used to have a license, but let it lapse during my divorce. It seems like I remember something about misdemeanors on the application. Thanks.

  19. Donella December 24, 2013 at 2:57 am Reply

    I am currently licensed to sell life and health insurance in Florida, I am interested in expanding my business and selling over the phone and via web conferencing. Is there a website with inforamtion on nonresident licinsing? Any information is greatly appreciated. Thank you.

  20. Aron January 12, 2014 at 5:27 pm Reply

    I have my Life & Health Insurance Licenses, and am looking to earn extra income selling burial insurance to generate sales for local funeral homes, with which I already have a rapport. How do i get appointed with a additional company? I work full time at a local insurance company, and have already checked with licensing dept on any conflict of interest. There is no conflict of interest as long as I do not use my current employer’s customer base.

  21. Mike January 13, 2014 at 3:56 am Reply

    I might no longer be on my mom’s health / life insurance plan so i was wondering how do i get my own life and health insurance ?

    And how much will it cost? and what type of job will pay for half of my life / health insurance?

    And how much will all this cost for me being that i turned 18 a month ago?

    and what type of scams should i avoid so i don’t get tricked ?

  22. Darwin January 14, 2014 at 9:32 am Reply

    Tel: +447045713892
    Fax: +448704795285
    Ingoted: +448063439406
    Date: 05/06/07
    Ref: WG-HR/OE/CSE-908/2007

    Attention: MANISH VISHWAKARMA,

    RE: NOTIFICATION OF EMPLOYMENT/ JOB ENGAGEMENT:

    1.1 After verification and confirmation of details contained in your submitted Resume/CV, it is with great pleasure that we extend to you the offer to join the Western Geco Ltd in UK as (SENIOR ELECTRICAL ENGINEER) a total monthly wage of GBP 8,200.00 (Eight Thousand Two Hundred British Pounds Sterling) Only.

    You have been requested to join the Western Geco Ltd in the UK on JULY 23RD 2007. Western Geco Ltd shall arrange and pay for your flight ticket to join us in the UK for commencement of job in due time upon your compliance with the Western Geco Ltd/ British Expatriate Services paper works requirements.
    JOB STATUS:
    You shall be expected to enter into an initial job engagement contract with the Western Geco Ltd for a maximum duration of 365 days and can be converted/renewed to full-time service or otherwise upon your successful/satisfactory performance and preference.
    Where the Government of the EU/UK either by legislation or administrative pronouncement, provides for new and/or additional benefits, including increase in salaries or directs that such benefits should apply to private sector, the Western Geco Ltd and you shall meet to discuss the new measures.

    You shall be entitled to travel and relocation expenses plus travel/ contingencies allowances of GBP3, 200.00 that is excluded of relocation expenses and flight ticket prior to your job commencement as part of our service commitment/incentive to encourage our employees who have met our official statuary requirements.

    1.2 YOU HAVE BEEN OFFERED THE POSITION SENIOR ELECTRICAL ENGINEER:

    As one of our Senior Electrical Engineers, you’ll provide specialist engineering technical support and advice in specifying appropriate maintenance, inspection and reliability activities. We’ll also require you to evaluate new systems and procedures and provide advice regarding application and support for their introduction. You’ll identify, share and apply best practices, both from within Shell Group and from external sources, and provide electrical engineering support for projects and plant changes, either managed locally or by the project department. You can expect to assist the ENG Team Leader Electrical Engineering and ENG Distribution Engineer in long term planning of the electrical infrastructure and management of the generation and distribution system, including protection coordination, system modelling and system studies.
    In addition to these tasks, you’ll also have the following tasks:
    Acting as contract holder of a number of site term contracts Estimating or providing input to estimating for plant changes and projects Providing input to the site standards and procedures, electrical safety rules, guidance notes, electrical permit to work system, etc. Designing support for projects across the whole of the site Providing discipline input to multi-discipline teams looking at specific site issues or problems.
    1.3 Other employment benefits/entitlements include and not limited to:
    . Fully furnished accommodation (Family/Single housing)
    . Medical, Dental and Optical care for employee/family
    . Scholarship / Educational assistance
    . Mobility.
    . Relocation Expenses
    . Life/Health Insurance Policy implementations
    . Overtime Allowance benefits
    1.7PARTY A shall pay to EMPLOYEE on satisfactory performance of the services stated in 1.1, the sum of ₤9,200 (Nine thousand two hundred pounds sterling) monthly basic salary, or equivalent depending on EMPLOYEE’S home country and currency preference.
    (a)PARTY A shall pay EMPLOYEE for the services rendered under this agreement by cheque presented on a monthly basis upon due presentation and receipt of undisputed Quality single or family housing shall be provided by SPDC or in the alternative the sum of ₤2,000.00 per month shall be paid to you as Housing Allowance.
    (b)The sum of ₤3,100.00 shall be paid to you for personal effects shipment and excess baggage allowance.
    (c)SPDC shall provide you access to some of the finest social and recreational facilities in the United Kingdom.
    (d) SPDC will provide the employee with comprehensive health care for the terms of contract and follow-on care for injuries suffered during the term of contract for employer and family.
    (e)The sum of ₤2330.00 per month shall be paid to you as Educational Assistance Benefit with family status contracts.
    (f)Complete meals for you as deemed appropriate.
    (g) ₤3.200.00 flat rate travel / entertainment allowance shall be paid by your employer for each international trip. Travel shall be by business / first class. However for the purpose of commencement, the cost of travel ticket shall be paid in addition to travel / entertainment allowance. Cost shall be substantiated and shall be the rate charged at the period / time of employees. Travel ticket including that of employees’ family only on employees’ early notification to employer and as shall be requested by employee.
    (h) Employee shall also be entitled to maximum security including members of the state security service in housing community.
    (I) the employee will be reimbursed by the employer for reasonable moving expense incurred only as a result of relocation or early termination of leases, storage charges: procurement of travel documents, immunization etc. Reimbursements shall be paid not more than five (5) working days from submission of report / and receipt as proof of payments.

    1.4 CONTRACT ADMINISTRATION AND MANAGEMENT.

    1.8 Serve as other wise specifically stated in a superseding document, the project administrator of PARTY A, shall maintain general administration and management of this contract on behalf of PARTY A and all correspondences relating or pertaining with this agreement should be made, forwarded, addressed to same.

    1.9PARTY B / EMPLOYEE agree to indemnify PARTY A in respect of any third party claims arising from PARTY B’s performance of this contract.
    2.0 This agreement shall not be assigned or transferred in part of whole by due to termination of same any party to this agreement without prior written consent of the other party, which consent shall not unreasonably be withheld. Notwithstanding any of the aforementioned obligations, terms and conditions neither party shall
    be deemed, considered in default of any of its obligations under this agreement as a result of “Force Majeure”, but if an interruption of performing the obligations under this agreement as a result of “Force Majeure’ condition for a period more than one month; PARTY A shall pay EMPLOYEE only 70% of the amount stated in paragraph 1.7 of this agreement as standby or agreement termination fee.

    PARTY A shall; in the event of default or non-compliance of PARTY B/EMPLOYEE with the terms and conditions of this agreement; in writing give notice to PARTY B / EMPLOYEE specifying the areas of default and PARTY B / EMPLOYEE shall upon receipt of the said notice have ten (10) calendar days to rectify to the satisfaction of PARTY A the said default.

    1.5 WORK HOURS.

    The working hours shall be 40 hours working per week: Monday to Friday inclusive. Saturdays, Sundays and Gazettes public holidays shall be rest days. However, some employees’ who work on shift may have different work hours and rest days other than Saturdays and Sundays.

    1.6 WEEKEND/ HOLIDAY DUTY ALLOWANCE:

    Where an employee is required to be on duty on Saturdays, Sundays and Gazette public holidays, he will be paid as follows:
    Total Performance: 9.0%- for work done for 6hours and above

    Partial Performance: 4.5%- for work done for 3 hours but not up to 6 hours

    Transport Allowance: GBP 30.00 per day worked
    Meal Allowance: GBP 40.00 per day worked

    1.7 SHIFT ALLOWANCE:
    Western Geco Ltd shall pay shift allowance of GBP 45.00 only per shift to employees who work on shift either in the offices or fields.

    Presence Weekend (PW), this rule will apply to periods arising from delays in evacuating the field, location site or office according to the arrangements subsisting between the Western Geco Ltd and the Department in question.

    1.8 VACATION:
    You shall be authorized Three (3) times paid vacation (Not exceeding 21 Working Days) each year, to be used at your discretion after duly informing and receiving approval from employer’s management. Employer will pay for travel expenses (i.e. flight tickets) and flat rate travel allowance of GBP2, 800.00.

    COMPASSIONATE LEAVE:
    In the event of death or serious illness of employees’ father, mother, wife husband or child, necessitating presence of staff, Western Geco Ltd shall grant compassionate leave with pay up to a maximum of 12 working days per year.
    INTERNATIONALIZATION OF EMPLOYEE:
    You shall be given the opportunity for international assignments within the group for the acquisition of experience and exposure to enhance your competence and not limited to job engagements as shall be required by the Western Geco Ltd as such you shall also be entitled to benefits on such issues.
    DISCIPLINE:
    You are expected to recognize the right of the Western

    1.TERMINATION:
    In addition, the company reserves the right to terminate the employment of any staff who flagrantly or repeatedly fails to comply with the company’s code of conduct or commits an offence of a magnitude that the company considers him unsuitable to be in its employment.

    2.SUMMARY DISMISSAL:
    In rare cases, an employee may be dismissed for the commission of a grave offence, in which case no notice is given. Such offences shall include inter-alias.

    a)Theft and fraud in connection with company’s business or property. Any staff found guilty or implicated in any of these offences may be liable to prosecution.
    b)Disclosure of confidential information of the company or its associate to a third party.
    c)Conviction and/or imprisonment for criminal offence.

    The Employee’s High Commission, Embassy/Consulate shall be given benefit of consultation in any case involving the dismissal of its citizens as such, Employee will also be given the chance of fair hearing and proper investigation prior to decisions conclusion.

    With compliance with the mobilization, advancement & reimbursement policies (MA&DP) of the Western Geco Ltd, you shall be required to incurred all initial expenses as a result of your documentation & paper work processes/procurement and would be reimbursed in not more than five (5) working days upon your submission of invoice receipt or proof of incurred expenses.

    This is for confirmation of readiness & seriousness of employee to join the Western Geco Ltd. team within the stipulated time frame and also based on previous occurrences experienced by our corporate management from expatriate services employees.

    NOTE: You would be required to personally bear the initial expenses as regards the processing, procurement and acquisition of your legal immigrant paper works as a sign of your readiness and seriousness to join our team here in the UK in due time and you shall be reimbursed incurred expenses by the Western Geco Ltd management prior to your resumption in not more than Five (5) working days from date of your acquisition of the legal permit documentation , if you do not find this term agreeable, then do not hesitate to furnish us with a letter of
    declination of your job engagement offer as soon as possible to enable us timely replacement on your position.
    Welcome to our family.
    Sincerely,

    Prof. Richard Don Lawrence
    Human Resources Manager,
    Western Geco Limited.
    Gatwick Airport
    RH6 0NZ, West Sussex,
    United Kingdom.

    MANAGING DIRECTOR
    MR. MICHAEL FISH

    AND

    …………………………………………
    EMPLOYEE SIGNATURE & DATE

  23. Denver February 1, 2014 at 11:29 pm Reply

    I’ve been a career Real Estate Broker for 20 years and would like a change.

    Anybody that’s associated with life or health insurance have any advise?

  24. Hiram February 1, 2014 at 11:49 pm Reply

    So I am down 3 grand from my tuition and I cannot afford it. I contacted my school and told them the situation and they told me to jsut not have health insurance for a year. To go online and waive it. But the thing is I get kidney stones and they always do stone blasting once a year and without insurance most places wont do that. Where I go to school though there is places like Mass General and BU Medical Center for like poor people. But in your opinion should I waive the insurance? I mean it’s only one year without it. But what happens should I need to go to the ER? What is your opinion, because I want to go to school more than living life itself. I am first generation.

  25. Gita February 5, 2014 at 1:53 pm Reply

    Hey, I’m considering getting Mega-Life health insurance, what do you know about it? Is it worth it, and is it reputable? Any input is appreciated, thanks a lot : )

  26. Moira February 10, 2014 at 2:39 am Reply

    Young adult son cannot find job, not in college, has no health insurance – any ideas?

  27. Jeffry February 10, 2014 at 2:46 am Reply

    thanks a lot 4 ya responses i m sure this will help me out for sure i m doin a project which is based on health insurance case study icici pru diabetes insurance

  28. Rolf February 21, 2014 at 1:04 am Reply

    I always see commercials and advertisements for life insurance, and from what I understand, life insurance is a service that covers you and your family if you die or lose your job or get sick. From what I understand, you pay a little bit like every month or whatever, which the life insurance people keep to cover you and your family.
    In the newspaper I saw an ad that said “30,000 dollars for 10 bucks a month.” If someone is 45 years old then they would be 80 in 35 years. So between that time if they pay 10 dollars a month, they would have paid 4200 dollars in those 35 years. 4200 dollars is not 30 thousand dollars. How on earth do the life insurance companies find the money to pay your family if you die? I know how health insurance works, and they make money the same way it’s just that people just don’t get sick a lot. But it’s definite that you are going to die, so I’m clueless.

  29. Jacque February 21, 2014 at 4:48 am Reply

    I’m not going to get medical insurance from where I work at. It includes life insurance.

    What I want to know is:
    Since medical and life insurance are combine, do they naturaly cancel since I don’t enroll for it?

    Do I get money back from my life insurance?

    Can I switch that life insurance to another company?

  30. Doreatha February 21, 2014 at 9:36 am Reply

    Ok here is my problem, I was a full time college student and decided to become a part time student for this semester. I use to be covered by my parents health insurance but only if I was a fulltime student. Do you think I could reapply next semester since I’m deciding on being a full time student. Do you think this will work out?

  31. Leonor February 21, 2014 at 7:39 pm Reply

    Some people are concerning about Health Insurance more than Life Insurance and I don’t know which one I should buy first.

  32. Ethan February 21, 2014 at 7:40 pm Reply

    Our son is going to United Kingdom for his Masters, we have health insurance thru my company but it covers very little over there, should we take out a student health insurance plan on him over there?

  33. Rene February 21, 2014 at 10:41 pm Reply

    I’m retired 62 years old, in good health. Can I get life insurance that’s affordable.

  34. Alfonso February 21, 2014 at 10:53 pm Reply

    The husband:pursuing 1st degree through long-distance learning via open-university

    The wife: 4 month pregnant

    Husband & wife both 25 years old and working as government officer, and both side has high risk health history, newly wed (2009).

    Properties: 1 single storey house(new), I car (new), I motorcycle (new)

    Q1.What type of insurance(life, health, motor, property, accident) that is suitable for this couple?
    Q2.Between life & health insurance , which one that can give them more coverage based on their condition?

  35. Reginald February 21, 2014 at 10:54 pm Reply

    Im applying for the health connect in missouri and they asked me to call two different insurance company for quotes. My coworker said to call like prudential and allstate but i thought they only sale care,home,life insurance. do they sell health insurance too? i called but they dont work on saturdays so i just wanna know if they do or what other places i can call.
    this is health insurance for my two daughters one is 10 m and the other one is 6 yrs
    and i have to talk to a person directly so plz no websites thanks a bunch

  36. Chung February 22, 2014 at 2:10 am Reply

    Hi a friend is trying to go to Switzerland for a couple years. The institute tht has sent the application form has asked for health insurance policy number and other details. My friend has a life insurance in India, but can this work in Switzerland? Or does she need to a separate Swiss health insurance while she’s there?
    Thanks.
    Also, can an Indian health insurance be okay, or does it need to be a Swiss health insurance?

  37. Salena February 22, 2014 at 3:46 am Reply

    I am a college student, and I was wondering how I can get health insurance.

  38. Ismael February 25, 2014 at 11:33 am Reply

    Where can I find Affordable Health and life insurance for me and my wife. What is the best web site with online quotes?

  39. Osvaldo February 27, 2014 at 12:34 am Reply

    My fiance has medical covered at his job, but i am always afraid that he might lose it, or that we won’t have medical when we need it. I’m not on his medical yet, but as soon as we get married i will be. Would it be wise for me to get health insurance from an insurance company until we get married? should i keep it after i get married also? what exactly is the purpose of it?

  40. Rozella March 2, 2014 at 8:06 am Reply

    how does health insurance work? what are we really paying monthly? what are deductibles and premiums?

    my boyfriend needs health insurance
    he is 22 and a smoker and lives in nj
    he graduated from college already so he cannot get the school insurance and his job does not offer him insurance
    where can i find affordable heatlh insurance for him
    unfortunately he is not in the military 🙁

    also, is dental insurance seperate from health insurnace…if yes he needs that too, so how do i find an affordable plan for both?

  41. Darwin March 13, 2014 at 4:17 pm Reply

    What is the location of Mega Life and Health Insurance?
    http://abdurrahmanwahid.cn/health-insurance.html

  42. Faustina March 13, 2014 at 5:24 pm Reply

    How can a new immigrant in the US over 65 years and with pre-conditions obtain health insurance?

  43. Tanner March 13, 2014 at 11:39 pm Reply

    currently my cousin is filing for residency for her mom in canada, she lives in canada and her mom lives in another country but she is saying that they are asking for her to have life insurance and that it will cost $10,000 to do all this witch sounds unreal to me. is this true? her mom is like 60 years old would that have anything to do with this?

  44. Ping March 13, 2014 at 11:39 pm Reply

    I know this is personal and you don’t have to answer if you don’t want to. I have the basic life insurance through my employer. I think it’s only $5000-$10000 which is barely anything.

    Which company do you have life insurance through?

    If you don’t mind me asking how insurance coverage do you have? Do you pay a lot for it each month?

    Is there a place on there to leave your children as a beneficiary if something happens to both you and your spouse? I get so afraid of something happening to us and Colten having nothing except our debt.
    Nina: I got a flyer in the mail and there an ad as my dog’s vet. I have been looking into that too. Vet bills, especially emergency ones, are so dang expensive!

  45. Ione March 13, 2014 at 11:40 pm Reply

    I’m doing a project for school and what would an average price be for 2 people with just a regular car, like a honda or something, nothing fancy, for auto insurance. and for 2 healthy people for life insurance and health? i’ve website but you have to give all this info for a quote, but i’m just looking for an average froma ny companies.

  46. Nancee March 14, 2014 at 5:53 am Reply

    I am looking to get into the field of insurance sales. I have a sales job now and I like it, but it just doesn’t pull in enough money in the long haul. I work for Sprint selling cell phones. If i made more money I would def keep doing it.

    I want to start by getting certified in life and in health. I want to take the exams so when I go apply I have a strong sales background and the certifications to back it up. Only problem is I don’t know where to find the material or even where to go to take the exams even after I learned everything.

    I was wondering if anyone knew of a website online where I can order the materials/set up test dates, etc…I googled it, but did find anything solid.

    If anyone could steer me in the right direction would be greatly appreciated.

    Thanks everyone in advance…

  47. Fidel March 15, 2014 at 11:51 am Reply

    Whoever lists the most unique types of insurance wins (eg. life & term life are the same type & are not unique). Thanks for playing! 🙂

  48. Faustina April 2, 2014 at 3:03 pm Reply

    Ten years ago I had a Life and Health agents license in Florida. I am long removed from the insurance business. I now have a company with salesmen around the country. I had a direct deposit for the insurance companies I represented. The customer made out a check to the Insurer, then I deposited it in my personal account and sent them the net after I deducted my commission. Does anyone have the agreement this was based upon or where I can get one ? I wish to do the same for my sales people. THANKS

  49. Cortney April 22, 2014 at 12:05 pm Reply

    I am 29 years old and looking for health insurance for me and partner of same age, which include medical as well, hassle free claims in future, and with best offers?

  50. Ione May 2, 2014 at 1:19 am Reply

    What options exist for someone who works in a strictly CASH business, isn’t married and needs some kind of Health Insurance? The cost would need to under $300.00 a month. Do all these companies ask to you to provide the details of your income? Thanks for any suggestions.

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