How to Motivate Teens to Save

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How to Motivate Teenagers to Save

Saving money can be challenging in an economy in which discourages people through spending, but in the actual context of mass media that encourages paying for everything that you want. This can seem illogical, but it seems to be the way of almost all capitalism, and if your children aren’t careful, they can be found in quite a number of financial traps.

First of all, they might be taught in school that working hard can earn them money, but they is probably not taught how to retain that money handy plus they could be misled into believing that hard perform can and should end up being rewarded by investing magnificently on large, noisy things. This could be true especially for young adults, who face the stress of their fellow teens when they want to gown well in school, sign up for other teens in their hangouts, and spend their particular money actually, your money to get things that they want.

You might have a hard time convincing teenagers to start saving their particular money, but there are actually ways in which you can motivate these to start their own preserving. Here are a few ways for you to begin.

– Lead by example. In other words, show, dont tell. If you keep on informing your kids to save, however, you dont save money yourself as well as constantly spend it upon luxury items, then you definitely dont only send the incorrect signal to your children, you also encourage them to carry out their own spending. Of course, you are licensed to spend your hard-earned cash on things that you need, but replace your spending in other areas, say in having a set amount of money setting aside each month to your bank account, or buying stocks and bonds.

– Dont stop at the example: get a kids their own bank-account. Although this may be counterproductive, it can actually push your kids to save. Put some money into the consideration to start it, but only enough to do so let your kids discover ways to make their particular bank accounts grow. Cause them to become take part time work, such as mowing your neighbors lawns, babysitting, and even writing short posts for websites. There are many ways that they can make money, and this will not only inspire them to save, it’ll actually show them the value of a job.

– And dont stop at the bank! If you can, open insurance accounts for your own teens and make all of them pay a portion of the premiums. Moreover, make your teens invest in shared funds, stocks, provides, or anything that enables their money to grow. Cause them to read more about how the stock exchange works. This way, you can empower them to help make their own money later, and provide them a chance to get money early. And since you’re not giving them any money plus they are making it themselves, they are going to find ways to retain themselves out of trouble on their own, without the interference.

– Possess rewards ready for good savings, say one hundred dollars for every five hundred your teen saves. Steer clear of rewarding them, however, for good grades, because they may work in school for monetary benefits think, if you stored them in this attitude, what would happen once they get to college?

Offer rewards for work, not grades, along with your kids will be in college to learn. School, in the end, is another set of motivational rules altogether.

Comments: 20

  1. Bailey March 30, 2013 at 5:56 am Reply

    its suppose to be a persuasive essay and i feel like its just Crap i keep trying to think of stuff but i just get stuck so any help like tips or pointers idk im lost with this

    When having a job teenagers get a gaze into a world on there own. Being in a work environment pumps teenagers up to be the best, do good, and work hard. Working gets teenagers extremely motivated. It changes their views on life and the future. Although many people think it is a distraction for teens to have jobs, it is actually teaching, them life skills such as responsibility interaction skills. Having a job also motivates them to get average grades, and prepares them to live on their own.Having a job motivates teens to get average and above average grades. If a student wants to get a job but they have bad grades, they might get their grades up to par to acquire a permit. A workers permit is needed for a minor to get a job. It is only given if a student has average grades. If a teenager starts to get bad grades there parents might advise them to work on it or else the privilege to have a job might be taken away. Since a teenager may enjoy working and making money, that may give them the extra boost to keep their grades up. If in fact, if having a job is motivating teenagers to do better in school then it is beneficial to a teenager because having good grades is a key component to better a teenagers future.Some teenagers are more responsible when they are employed. When there at work there manager may give them different duties to do, just like class work at school or chores at home. A young adult who has a job learns that it is important that they do everything they are requested to do. Teenagers who earn their money are more likely to spend it wise or even save it. Since a young adult sees how much work it really takes to earn money they’ll be more wise about the way they use it. Having a job is not a distraction it may be at times, but the pros weigh out the cons. The view that some people have are mostly singular, they only focus on the negatives. For example “it is to hard for a teenager to manage both school and a job”. If it is difficult for a teenager to manage both school and work, it is possible they would have common sense and take the easy way out by quiting. Some people also have the similar idea that by having a job teenagers are less likely to do there homework. As Expressed earlier in this essay if a student who works is not participating in school their workers permit is more likely to be revoked. One can conclude that having a job may be a distraction at times but is always
    its not done yet

  2. Annis April 7, 2013 at 3:26 am Reply

    Hey hey hey!

    I’m thinking about attending NYF and I was wondering if anyone reading this has gone there?

    What was it like?

    Was it good, bad or not so bad?

    Thanks for answering, ur 10 points will be delivered tomorrow morning:)
    oh yeah, and I want to do screenwriting

  3. Raymond May 11, 2013 at 2:40 pm Reply

    Hello, fellow teens. (:

    SO, let’s take a moment to discuss your workout schedule. If you have one. What do you do? Do you work out in the morning? Music, no music?

    BQ–If you listen to music while working out, what’s your workout playlist?
    BQ2–What are your plans for this glorious Easter weekend? 🙂

  4. Parker June 17, 2013 at 12:58 am Reply

    I live in Milwaukee, WI and I’m in middle school, 7th grade. I get bullied a lot so I’m scared to go back. I asked my mom if I can do online schooling and she says she doesn’t know if I can start in the middle of the school year. Please Help!

  5. Nola June 18, 2013 at 6:12 am Reply

    Moms, to older kids…say around the 13-16 range. I really need your help. My youngest brother (13) is SO lazy when it comes to household chores. I go to my mom’s house every day to help them out with things like doing some housework, getting their bills together and sent off and cooking dinner sometimes for them to help because my step father has cancer and isn’t doing well right now. The problem is, my brother absolutely will NOT lift a finger. My mother gives him direct instructions, “Help your sister please, she can’t do this by herself.” but as soon as she walks out the door, he lazes around on the computer or in front of the television, while I’m doing all these things along with watching my 10 month old. I know I’m only his “older” sister and all, but to some extent he’s under my supervision while my mom is out and I do feel like he should obey me to a degree when I ask for his help. What can we do to get him to help? Or better, what can I do to show that he should listen and help me with things that HAVE to be done in the house?….It’s his parents’ fault for not getting him to participate in any type of chores and hopefully he’ll grow out of it, but I need some advice. What can an older sister do to motivate her younger brother to help out? Without sounding bossy or “I’m older than you, do what I say!”

  6. Santo June 25, 2013 at 10:33 pm Reply

    I feel a little bad for the Jews in Nazi Germany, because they had a choice. It was either Abandon there faith and survive the Holocaust or Practice Judaism and get sent to be gassed and starved. They were caught in between to dangers. If they abandoned there faith and survived the holocaust, then they would face Gods eternal Hellfire. They chose the lesser of two evils. It’s either get burned for 5 mins. or Get burned forever. Either way, they had heartless dictators on both sides of the fence…

  7. Lucio August 8, 2013 at 2:24 pm Reply

    101 Reasons Why You Should Eat Raw…

    1. You’ll have more energy.

    2. You’ll feel alive – just like your food.

    3. You’ll nourish your body with food that is designed to be eaten.

    4. You’ll start to reverse the signs of ageing.

    5. You’ll achieve your ideal body weight

    6. You wont feel ‘fat.’

    7. If you’re too thin, you’ll start to look more healthy.

    8. You won’t ever have to count a calorie again in your life!

    9. You’ll replace calorie counting with nutrient counting.

    10. Any cellulite will start to fade, or even totally disappear.

    11. You’ll start to truly love your body.

    12. You may notice you look as good as you did in your teens.

    13. You’ll acquire more endurance.

    14. You may notice that you become more flexible.

    15. Your skin will glow.

    16. Skin problems will be repaired.

    17. You’ll never be sick (after a detox).

    18. If you are currently sick, you will recover in faster time.

    19. Any disease within the body may start to repair.

    20. You’ll feel light.

    21. You’ll feel free.

    22. You can bin any diet books you have that just make you feel fat!

    23. You won’t worry about avocados and nuts having too many calories.

    24. Your food will excite you with its bright colour.

    25. You’ll wonder why you didn’t eat more raw food years ago.

    26. You’ll beat depression naturally.

    27. You’ll embark on a journey, which may thoroughly change your life.

    28. You wont be able to stop yourself from gasping at what others have in their supermarket trolleys!

    29. You’ll genuinely care about what you are putting into your body.

    30. You’ll be more conscious of what other people are putting into their’s

    31. You’ll recover more quickly after exercise.

    32. You’ll enjoy sex more.

    33. Your mind will be clearer

    34. Your taste buds will sharpen.

    35. Every time you try a new raw recipe, you’ll be in love with raw food all over again!

    36. Your family and friends will see how great you look and feel.

    37. You’ll become more positive.

    38. As your body changes, you’ll feel more motivated to eat healthily.

    39. You’ll love life even more.

    40. You will become more conscious of the effects of your other actions.

    41. Less sleep = more play, but what will you choose to fill this time? New hobby etc..

    42. You’ll start to listen to your body more, and tune into it.

    43. You’ll become more fertile (women only)

    44. You’ll have less painful periods (women only)

    45. Your monthly cycle may even change too, as you detox (women only)

    46. You’ll be detoxing out the years of less than optimum living.

    47. You’ll be less drawn to unhealthy food.

    48. The ingredients within junk food will repulse you.

    49. You’ll feel like you are really caring for your body (for maybe the first time ever.)

    50. Your other senses will become more acute.

    51. You wont ever need your oven again.

    52. You can use your oven as an extra cupboard.

    53. You’ll barely need your freezer.

    54. You can treat yourself to a huge fridge – and even then, it probably wont be quite big enough!!

    55. You can have friends over and impress them with your raw dishes.

    56. You’ll surprise yourself just how simple raw cuisine can be – over and over again!

    57. You’ll meet some fab ‘Life Buddies’ along the way, who share the same health interests at you.

    58. You’ll look great first thing in the morning.

    59. You’ll need less make-up.

    60. You’ll start to really care about what you put on your skin.

    61. You’ll start to really care about what you clean your house with.

    62. You’ll be more aware of the environment.

    63. You’ll be saving the environment.

    64. You’ll have much less waste that the average household.

    65. Your hair will grow not only quicker, but thicker too.

    66. Your nails wont always be breaking off – they’ll be too thick and strong.

    67. Your hair will shine naturally.

    68. You’ll be drawn to other forms of high-energy.

    69. Your brain will function better.

    70. You’ll be more open to change and new ideas.

    71. You won’t ever burn yourself again.

    72. You’ll stand less chance of burning your house down.

    73. You’ll come across food that you would have otherwise never usually of tried – like Durians.

    74. Your tummy will be flatter.

    75. You’ll never ruin a meal by forgetting about it in the oven!

    76. Your friends and family wont actually believe you when you tell them that their meal isn’t healthy!

    77. Your book collection will expand.

    78. You’ll discover the super foods!

    79. You can eat chocolate and lose weight.

    80. You can eat chocolate, full stop!!

    81. You can dust your juicer down and revive it again.

    82. You can treat yourself to a new one!

    83. You can leave your kitchen equipment out on the side, at least then you’ll remember it exists!

    84. You can have fun and games explaining what each piece of kitchen equipment does, to your guests.

    85. You’ll be an inspiration to others.

    86. You may just save someone’s life.

    87. You may save your own life.

    88. You’ll have the energy to love and appreciate each day.

    89. You’ll value the simple things in life.

    90. You’ll be living by the laws of nature.

    91. You’ll be more drawn to being outside, within nature.

    92. You wont be fighting food cravings.

    93. You’ll feel less drawn to alcohol and other toxins.

    94. You wont be taking in harmful carcinogens when you eat your meal.

    95. Unusual chemical changes wont be occurring within the body, every time you eat.

    96. You’ll know what a dehydrator can do for your diet.

    97. You’ll learn how to sprout.

    98. You’ll learn what a sprout actually is – no, we’re not talking Brussels here!

    99. You’ll be the last one standing after a night out!

    100. You’ll live longer!

    101. You’ll be grateful that Total Raw Food exists!

  8. Lesley August 15, 2013 at 12:56 pm Reply


    Ok first, obviously I know I should see a doctor for a definitive answer but this is something i would rather get information for anonymously. If most people think it could be a problem then i suppose I will ask my doctor.

    I am 24 years old. Since I first started getting erect (13 maybe? i dont remember, but that was my first time with any kind of sexual experience so its probably around there?) I have been erect for more hours of the day than not. A good estimate would be about the 55-75% range everyday. Sometimes when it gets erect it’ll be there for 15 min go away for 20 come back for an hour, it’s random for how long im erect and when it gets erect. But over the course of the day, everyday i will have had an erection for around 55-75% of the time. This time is a combination of both random and visually motivated erections. Each time it happens it’s completely hard, no flaccidity at all (which as you can imagine is annoying most of the time.)

    There have been quite a few times where it has remained erect for over 4 hours (which is what they warn against in viagra commercials i believe, and no i am not taking any kind of medication to make this happen. It even stays erect after sex and after I have been satisfied and no longer want to continue. For example, last night i was celebrating valentine’s day with my girlfriend and she went into the hotel bathroom to prepare. She told me she had a surprise for me so I became erect as she entered the bathroom. It took her about 15 minutes to get ready and she stepped out of the bathroom and i was still fully erect. part of her present was a show and another 15 minutes later she was done and then she touched my penis for the first time (that session) after 20 minutes of foreplay by her and 10 by me (i bought the hotel and some other stuff for her haha) we finally started having intercourse. (so i am now at 1 hour erect at the start of intercourse. after 45 minutes (which i have to admit was a miracle for me after being teased so much) i ejaculate and im done, my penis is sensitive and i dont want to do anymore, i just want to cuddle. But my penis still remains fully erect for another hour and 15 minutes. So the whole erection was very near 3 hours plus or minus about 10 minutes.

    I would understand if i was in my teens maybe, but is this normal for my age? I’ve compared my experiences with my friends of the same age and they say they get random erections often but don’t experience any of the things i’ve described above. I heard the average male has 11 erections a day. But I feel like as far as time at least I exceed the average time erect out of the day.

    Finally my questions!! Is this anything medically significant? Is this a sign that when I am older I will have erectile dysfunction? Could anyone tell me a possible reason why this happens?

    I really appreciate any help I can get with this, If you’ve made it this far thank you so much for taking the time to read this.

  9. Ty October 20, 2013 at 9:57 pm Reply

    “You better get a job and start saving money now because otherwise you’re going to be homeless at 18 if you don’t pull your grades up and get into college.”

    This is just hypothetical, but I would probably say that to my teen if he/she were lazy.
    Well, I would only say that if it were the last straw.

  10. Laurence November 27, 2013 at 2:58 am Reply

    Aside from getting a qualification in counselling, what do I have to do? I dont think I will be able to work as a counsellor as soon as I am done with my diploma, so how do I get work experience? Any suggestions?

  11. Kurt February 18, 2014 at 2:39 am Reply

    im 16 years old about to be 17 almost done with school.. been with my bf for 2 yrs and 5 and half months pregnant with a baby boy.. i live with my grandparents, and i just wanna preach real quick, i feel so bad! for them babies that dont get a chance in life, for girls that go out there and get pregnant and then abort their child… i wanna people out there to tell me yes im young but im good for what i did by keeping my son!, i am so happy!! to be having this baby boy.. im scared to be honest but even when i found out i was pregnant i was shocked but happy.. the first thing that came to my mind was IM NOT GETTING AND ABORTION!! and i just it hurts to hear that these girls having sex and getting pregnant and get rid of their child that hurts so bad! what u can give to a child a LIFE! whos with me on this one? i need to hear from people that what i did was RIGHT! read that * 11 YR OLD POST* about her being pregnant, now that is YOUNG! TOO YOUNG!

  12. Charlie February 21, 2014 at 9:30 am Reply

    What are some ways you and your family save money? Everyone has little tricks and tips on how to cut corners and save money. I would love to hear them!

  13. Domingo February 21, 2014 at 9:30 am Reply

    I am currently a junior in high school. My life has recently become very stressful for me with all my new responsibilities. i know other people can handle a lot of things in their life, but i am having a hard time. Can someone give me some ADVICE?
    Some of my situation:
    -tough academic schedule(ap and honors),thinking of colleges
    -swimming(club team all year, and school team-varsity)
    -school clubs: robotics, model un, environmental
    -family relationships: 2 bros(one is twin), dad and mom divorced but both are each remarried,grandmother who had stroke
    -get to sleep usually after 1:00,im usually tired

    Some people may be ok handling this but i am tired and struggling. advice?

  14. Emely February 21, 2014 at 10:22 pm Reply

    ok and my friend want to go to france for a day,bcoz she went for a day ercently..
    and i am from london so the eurostar is only like £24.50…then i need money for a cab..also some food in france(say £40)….
    and i want my mate to come..she will be 15 then and so will i,along with my boyfried who probably will be 16 then..
    and the whole point is the i will feel motivated to save money…but ou parents will not go or in the case be aware of us going..
    i dont want to tell them..they go crazy over anything..and we’re not planning to tell them anytime..
    everything is set out to work..basically a taxi to eurostar,the trip payed,and when we get there its kinda like..well we will ask how to get around..but my mate knows most of it apart from how to read the map.
    what do u think about this?
    p.s plz dont say bad stuff like my bf will do something to me bcoz that us dumb 😛 and we will have phones with us..
    and since we dont sleep there,but get back in the we’re safe..
    what do u think 🙂
    sorry for some spelling mistakes ..i was kinda in a hurry..
    and i meant the tube/subway map..not the actual map of paris 😛
    thanks again 🙂

  15. Lucius February 22, 2014 at 7:14 am Reply

    Can anyone give me a strategy on how to save money and pay debts off at the same time please?

  16. Faustina March 9, 2014 at 6:53 pm Reply

    I, for instance, am getting fatter and stupider. I know the causes for both, but lack the wherewithal to begin solving either. If your answer is to think about what life would be like if I didn’t do anything, please save it. I have a very imaginative brain, and I’ve already went down this road.

  17. Angila March 30, 2014 at 12:13 am Reply

    Can you please just give me a short paragraph on why we need to save money?

  18. Damien May 8, 2014 at 4:43 pm Reply

    Our findings suggest that the broad generalizations made by many presidential candidates can be misleading. These statements convey the message that substantial resources can be saved through prevention. Although some preventive measures do save money, the vast majority reviewed in the health economics literature do not. Careful analysis of the costs and benefits of specific interventions, rather than broad generalizations, is critical. Such analysis could identify not only cost-saving preventive measures but also preventive measures that deliver substantial health benefits relative to their net costs; this analysis could also identify treatments that are cost-saving or highly efficient (i.e., cost-effective).

  19. Wilber May 8, 2014 at 4:52 pm Reply

    I make about 13$ an hour and i work around 20-24 hours a week and i get paid every 2 weeks. How can i save money! im verry bad at saving i spend around 100$ everyweekend need a good system i have a debit card and im always tempted to swipe just no savings account. i need help or a good budget. i have no bills but i do want to start saving for christmas gifts, a car, and maybe giving my mom a little money each month. and shopping and i need a new ipod. im planning on shopping for christmas gifts on black friday so i need lots of money to be saved up. im a freshman in college. second job ever.

  20. Karie May 28, 2014 at 10:04 pm Reply

    I am having a very hard time motivating myself. I sleep day after day 23 hours a joke. I should have energy, what’s up

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