Finance Calculator

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What is the Range of a Finance Finance calculator

Toss anyone with out sound business or finance knowledge out in the particular financial world, and find out them struggle to keep their chin over the water. Next, it really is to be lost in the world of legalese and also jargon. How does a single get out of this errors and still manage to make sense of all the financial impacts of such decisions upon his life This is when a finance calculator is needed.

A finance calculator is usually an online tool which allows anyone to calculate the particular figures that a financial plan or scheme entail. Most calculators could be customized to a certain need or purse, yet the broad range of calculators available ensures that everyone can find one thing.

A finance calculator mainly pertains to mortgages, due to the strong impact on virtually any budget. Calculators for mortgages comprise of mortgage loan loan payment calculator, allowing calculating the month to month repayment and the effect of any prepayments. The Required Revenue calculator allows one to know if he can manage a mortgage. Other calculators pertain to more useful considerations, like whether or not a fifteen or even thirty year plan is much better, or if refinancing is a better option. A great APR finance calculator helps you to determine the total cost of the mortgage per year. Additional mortgage calculators pertain to whether a fixed or perhaps flexible interest rate is way better, or whether enabling adjustments will be dangerous or sound.

Other finance calculator out there covers a very wide range of circumstances.

Retirement savings and planning calculators offer you calculators for pension planner, social protection, Roth IRA calculator, and Regular IRA finance calculator among others.

Business calculators cover topics like sales volume breakeven analysis, cashflow calculator, inventory analysis, working capital needs, and also financial ratios.

Loan hand calculators cover topics such as amortizing loan calculator, debt consolidator, loan as well as credit line payments as well as loan comparison calculator. The specialized facet of loan hand calculators deals with car loans as well as car buying methods.

Credit cards and financial debt calculators offer items for determining the debt amount, accelerated debt payoff, and credit card benefit.

Savings calculators protect all aspects of cost savings, from the short term preserving goal to the long-term financing of a college fund. Tools for calculating taxes and rising cost of living impacts are also available.

Comments: 22

  1. Trista January 30, 2013 at 10:26 pm Reply

    Hi, I’m interested in this. I’ve heard each side from the gold coin, that individuals in finance use high amounts of math, others say not up to people think. What degree of math can be used? What degree of math do bankers use? I am certain it varies based on your role. Thanks

  2. Frederic March 1, 2013 at 4:13 pm Reply

    I’ve created an auto financing calculator, which can switch between different types of financing options (loan, lease, cash). I’ve used the following site to create the lease calculations. http://auto.bizcalcs.com/Calculator.asp?Calc=Lease-Payment . What I’m trying to do now is enter a desired payment amount lower than the resulting one, and come up with a trad-in value or down payment that would be needed to drop that payment to the desired amount. I’ve come close but am always a few dollars off. Can anyone point me in the right direction? Please keep in mind this is not a simple calculator.
    Apparently you’ve never met my boss mccoy. Also when I go to add that trade in or down payment value the payment will recalculate and prove my incompetence by showing the incorrect payment on the calculator.

  3. Dagmar April 7, 2013 at 11:12 am Reply

    What is the best software available for personal finance? Both Microsoft Money and Quicken’s product were recommended to me — but both seemed to receive poor reviews at Amazon.com.

  4. Frederic April 29, 2013 at 2:05 pm Reply

    If I wanted to finance a car that was 43,000 dollars…what kind of monthly payment am I looking at? Like in one year, two years…you can list all. I was thinking about financing a car but I wasn’t sure if it was worth it.

  5. Bryan June 3, 2013 at 10:04 pm Reply

    For my homework we are supposed to sell lemonade for $1, Pizza and fries for $5 and Pizza, Fries, lemonade, and dessert for $10. How do I find the original selling price if the above prices already include the tax of .975???? How do I do it by hand or by business finance calculator.

    So the answer to the first amount of $1 would be like .92 cents or something plus the .975 tax to = $1. I don’t think it’s 92 cents but that’s close.

    okay thanks!!!!!

  6. Gertha July 10, 2013 at 5:28 pm Reply

    I’m looking at universities for next year and like most students i’m worried about money. I have EMA so i’m pretty sure i’m eligible for one. I’ve gone on a student finance calculator but I don’t understand which column to look at.

    Currently, i’m living with my parents but will hopefully move away to university when i’m there. So do I look at the loan for ‘If you live at your parental home’ or ‘If you live away from parental home’.

    I’m confused, explain please?

  7. Leonel September 16, 2013 at 4:28 pm Reply

    I’m looking to do some major rennovations on my house and figuring out the best way to finance it has been racking my brain. I just can’t figure out the pros & cons between refinancing, 2nd mortgages, home equity line of credits, etc.

    A little background on the house, It is located in North NJ in a very high demand area. I bought the house over 6 years ago for $215k, it’s currently valued around $380k. Our current Mortgage is around $175k. I estimate my renovation to cost around $200k-$250k. We plan to be in this house for a long time. We’re looking to add a 2 car garage, extending the living room, redoing the kitchen and adding a master bedroom.

    any advice on what direction I should head in and pifalls to look out for would be greatly appreciated.

  8. Laurence October 6, 2013 at 11:22 pm Reply

    I need a list of at least 40 finances including variable costs and fixed costs and I have no idea where to start. What the finances of a doughnut shop be?

  9. Jennifer December 23, 2013 at 11:17 am Reply

    For example, the calculator assumes a person would start drawing Social Security benefits at age 62. Can this calculator be modified or updated to show what the benefits would be if the person started taking benefits at age 67 (or any other age over 62)? It would be a more useful Yahoo users tool if this item could be updated.

  10. Denny January 5, 2014 at 5:42 am Reply

    All the ones I find ask
    How much do you feel comfortable spending monthly, or how much monthly do you want to spend.

    I am looking for one that tells you maximum price of car and monthly payment you can afford and number of years.
    Like a mortgage calculator.
    Not a calculator that asks you how much you want to spend monthly.

    This is not personal. I would never buy the max car I could afford.
    But there has to be a calculator out there – something.

  11. Abbey January 6, 2014 at 6:15 am Reply

    I need to summarize an article about finance. It could be about the global financial crisis. I’ve researched a lot but the article is so long and hard to understand. I need an article which isn’t complicated and so on.

    It could be anything about money though.

  12. Jerica January 6, 2014 at 7:12 pm Reply

    I want a calculator that separates pre-taxed savings accounts like a 401k and after tax accounts like the Roth IRA. Few websites have this.

  13. Omer January 17, 2014 at 11:31 am Reply

    including govt grants & financing. to be added to an existing home.

  14. Leonida January 17, 2014 at 11:31 am Reply

    If I financed $23458.64 at 11.89% and I have 72 payments of $459.54 then how do I calculate how much of that payment goes to interest and how much to the actual financed amount? In other words how much would I owe of the $23458.64 after 1 payment, 2, 3, and how do I calculate this?

  15. Wilford January 17, 2014 at 11:31 am Reply

    My bank didn’t include this in the amount financed column, I didn’t want this insurance,my payment shows they added life insurance to my loan,can they do this legally?

  16. Enda February 21, 2014 at 1:09 pm Reply

    Can someone explain how to answer this problem.
    The correct answer is c.14.54%.

    Smock.com bonds have a coupon rate of 12%, pay coupons semiannually, have 3 years remaining to maturity, and are currently priced at $940 per bond. What is their YTM?
    a.12.00%
    b.13.99%
    c.14.54%
    d.15.25%
    e.None of the above is correct.

  17. Jerry February 25, 2014 at 11:45 am Reply

    i want to see if my bank teach/ cred union will give me a loan for a 20,000 loan on a ford how much interest im 19 no cred history i have insurance from parents and have job

  18. Luisa February 25, 2014 at 11:46 am Reply

    Basima currently has $9,500 at an investment bank. She began investing 8 years ago at 6% Annual Percentage Rate (APR) or quoted rate. About 2 years ago, Basima began her full-time employment and could have contributed a lumpsum amount of $2,300 at the end of year 7 and another lumpsum amount of $3,200 at the end of year 8.
    a) How much did Basima invest in this account 8 years ago? (show timeline)
    b) If Basima actually contributed those 2 lumpsum amounts at the end of year 7 and 8, what would have been the current value of her account today? (show timeline)
    c) Going forward from today, Basima will earn 8% APR for the next 4 years. What is the future value of her investment if her account is currently worth $9,500? (show timeline)
    e) Another local investment bank has offered her an interest rate of 10% APR compounded monthly. Calculate the Effective Annual Rate (EAR) and the Effective Periodic Rate (EPR) if Basima were to invest

  19. Crysta February 26, 2014 at 5:38 am Reply

    can you break it down a bit please? thank you!

  20. Allyn April 26, 2014 at 3:19 am Reply

    Sylvan Trees has a 7 percent coupon bond on the market with ten years left to maturity. The bond makes annual payments and currently sells for $842.10. What is the yield-to-maturity?
    9.52 percent
    8.68 percent
    8.50 percent
    9.68 percent
    8.92 percent

  21. Donita April 26, 2014 at 12:28 pm Reply

    I have to get my car out of my parents name, so I have to purchase it from a private party, and I owe less than 5000 on it now. Where can I get a loan for this?

  22. Lorie May 10, 2014 at 3:31 am Reply

    Bond Yields

    Linebacker Co. has 7 percent coupon bonds on the market with nine years left to maturity. The bonds make annual payments. If the bond currently sells for $1,080, the YTM is ______percent

    please show me how to do it. I have a finance calculator…

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