Cash Cards

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How to Use Cash Credit cards

Cash cards tend to be cards that can be used just like cash. Different organizations, either financial or even commercial, provide cash cards. Actually, prepaid cards are said to be more convenient to use than cash itself.

Some charge cards are preloaded having a certain amount. These are the cards provided for by commercial businesses. You can see them inside gasoline stations, groceries, as well as department stores. The cash credit cards can be bought at face value, which runs from as low as $5 up to $1,000.

You can use they in lieu of cash on the checkout counter once you buy from the same or perhaps in an accredited shop. A few gives out receipts therefore holders are educated of the remaining harmony of the card. However, some cards require how the full value end up being consumed all at once.

There are also cards that can be reloaded. They act similarly to any savings account and are launched by banks as well as other similar financial institutions. The only real difference is that it will not earn any Interest at all. Cash cards are also called an atm card. These cards are thankful everywhere the lending institution’s or the card’s connection logo appears. It really works unlike the consumer company released cash credit cards, which can only be utilized on the same store.

Because cash cards are very convenient, it becomes the perfect gift for fussy relatives and friends. The owner of the card becomes its owner and is entitled to the privileges that include it. Several consumable cards do not require owner’s registration.

The prepaid cash card versions could be a very convenient solution to paying your bills and other expenses without resorting to a checking or a saving account, a smaller amount a credit card.

And debit cards can be withdrawn from the ATM machine, which is another plus to the holder. However, minimal costs do apply, possibly as you withdraw money or perhaps when it is used to pay for something.

Comments: 136

  1. Lauren March 10, 2013 at 1:18 pm Reply

    Can anyone tell me where I can find the Sims 3 cash card, please! I need to know, I tried looking for them at Walmart but it seem they don’t have any. I just been wanting to buy new items and clothes for my Sims. So if anyone knows where they sell them at all times let me know please.

  2. Nolan March 17, 2013 at 6:53 am Reply

    i have a debit card already which i am still using, and i just recieved another 1 in the post which is the same as my old 1 but different numbers and it is gold and says service card at the top, whereas the 1 i use now says cash card…? what is the need 4 this secound card?

  3. Esperanza March 18, 2013 at 1:16 pm Reply

    I am about to buy a 154$ item off of eBay including taxes it’s 154$ all added up. I have a 25$ cash card and a regular credit card, both cards are linked to the account if I were to buy the item could I pay with all the 25$ and then the rest with a credit card?

  4. Hipolito March 28, 2013 at 2:15 pm Reply

    I just got 10 points from prize rebel and chose my prize which is the $10 nx card. How long will it take to get my cash card. I know it’s emailed but how long does it usually take?

  5. Hubert April 26, 2013 at 3:07 am Reply

    For example, if i want to buy something on, when i register with a credit card is it possible to put a prepaid cash card in instead?

  6. Cordell April 28, 2013 at 2:03 pm Reply

    I just got a visa cash card and my dad said you have to pay a small fee each time you use it. Is this true? If so, how much is the fee?

  7. Reynaldo May 25, 2013 at 8:36 pm Reply


    I wanted to know if anyone knows a way to get a credit card or cash card that can be used to purchase gifts on european websites, and that will be shipped to european locations? Any help is appreciated.

  8. Seymour June 2, 2013 at 6:19 pm Reply

    I’m returning something to Costco to get cash back
    But then I want to buy a Costco Cash Card with that money so I can buy something online
    Will they let me?

  9. Jacki June 5, 2013 at 5:13 am Reply

    lets say i buy a $12 nexon cash card from shoppers drug market, can i use it on korean version nexon games; the ones that people in korea would play… it’s the same company but i dont want to waste around $15 if it doesn’t.

  10. Bryan June 5, 2013 at 8:36 am Reply

    I live in Philippines and i was wondering if there are nexon cash cards here.

  11. Darwin June 23, 2013 at 6:09 am Reply

    Are there cash cards you can buy, for example, at a convenience store, so you pay $10 for a card that gives you a code you can enter in on the paypal website to charge $10 to your account?

    If not, is there some other way of me getting my money into my paypal account? I don’t have a credit card, but I would be able to pay via cash or debit.

  12. See June 25, 2013 at 5:32 am Reply

    Hi mates, i have a Basic Cash Card Account in Barclays Bank-Uk. There is no penny in the account. Next week am gonna put Β£500 in my account. What would be the best way to invest it to get more of it in Barclays???

  13. Mariam June 29, 2013 at 2:18 pm Reply

    So i brought the sims 3 and it comes with a $10 dollar cash card. I went to the website to redeem the card, but i don’t know where the code is. Do i have to scratch something off or something?

  14. Donita July 4, 2013 at 5:26 pm Reply

    I want to send a 10$ or 25$ gaia cash card to my friends email. I don’t know, Is it possible? When I buy gaia cash card from any online store. How can I send it to my friends email. Can anyone tell me the detail process?


  15. Tesha July 4, 2013 at 5:27 pm Reply

    My account says my tuition has been paid and I have left over money. When will that be in my cash card?

  16. Hisako July 19, 2013 at 11:47 pm Reply

    hi i want to purchase a costco cash card for a large amount $6500. Can I do this at the store? Buy one this large with cash?

  17. Leandro August 16, 2013 at 1:36 am Reply

    i wanna apply for atm, but they told me its better to apply for cash card.

  18. Arnoldo September 5, 2013 at 5:06 am Reply

    I currently have an Itz cash card.It would be great if some one could point it out to me whether it is acceptable or not.Thanks In Advance.And Ya I am getting a ps3 so i will put it in game section.Help me fellow Gamers.

  19. Jimmie September 12, 2013 at 2:41 am Reply

    I was just wondering because the dsi has a nintendo points card for it and the 3ds has a cash card. So how does the cash card work for the 3ds? What’s the difference?

  20. Ali September 19, 2013 at 2:06 pm Reply

    How do you get your sims 3 cash card to work and if you answer please tell me everyting. And its the one that comes with the sims 3 code thing please shw me how t type it in too.
    I mean what do you Put in the thing on the website?

  21. Arletha October 3, 2013 at 9:45 am Reply

    I want a cash card, but dont know what the diff is. Anyone?

  22. Mavis October 26, 2013 at 12:47 am Reply

    Is it possible to withdraw from the Abbey National as they own the internet bank Cahoot? (I have lost my cash card)

    I can’t see any information on the website. Thanks for any help.

  23. Ismael December 3, 2013 at 5:36 pm Reply

    i have a 50$ cash card and a regular credit card, i am trying to buy a 185$ item, how do i use the cash card so its only 135$ on my credit card.

  24. Eddie December 7, 2013 at 4:40 am Reply

    Can you use a cash card to buy things online? What are they used for? Is there any difference with a cash card and a debit card?

  25. Jaime December 8, 2013 at 6:26 pm Reply

    I want to get a prepaid card instead of setting up an account and all.
    Also, is there a fee I need to pay JUST to get the card, without putting any money on it?

  26. Addie December 15, 2013 at 2:04 am Reply

    I lost my natwest cash card last night and need to order a new 1.. and cancel the 1 that I lost. what number do i ring? (i live in UK)

  27. Willard December 15, 2013 at 5:08 pm Reply

    For The Sims 3, you can buy extra content, using points. I guess you can buy them online using a credit card, but can you buy cash cards in stores?

  28. Benedict December 16, 2013 at 3:10 am Reply

    I currently have a cash card, meaning I can get money out of the bank via a cashpoint or have money put into my bank but I can’t use it to pay for things online or in shops.
    I want a debit card and I’ve been told that all I do is going into my bank branch and ask them to change it for me, is this true?

  29. Jaime December 17, 2013 at 4:37 am Reply

    I am looking for a bank witch enables me to use one of their cash cards/debit cards to shop online.

  30. Dominica December 23, 2013 at 4:13 am Reply

    it is only a cash card and not a debit or credit. i can still set up direct debits though! my purchase always seems to stop on the visa securecode type checks!
    Any websites that doesnt do these cos i dont have a debit card!

  31. Florencio December 23, 2013 at 4:16 am Reply

    I got a BDO cash card and i was thinking if its possible to receive payment?
    NOTE: I do wanna send any payment just want to receive!

  32. Jona December 23, 2013 at 4:30 am Reply

    I have a relative in Japan and would just like to deposit money to my cash card for remittance. I don’t have any other accounts open so will he be able to do it? is it possible to deposit in a cash card outside the Philippines? thanks!

  33. Miss January 29, 2014 at 10:20 pm Reply

    I want to buy some Sim Points to use on the Sims 3 Store. I am 16 and have a Nationwide Cash Card. I have a 18 digit number, Sort Code, Acc Number and branch number … Aswell as Valid and Expiry dates. It DOENT have a security code. Could i use this card to buy things online like a Debit Card.

  34. Jolanda February 2, 2014 at 10:11 am Reply

    can i use a cash card for online purchases i need to know causes i dont want to make an other bank account but i want to buy things online throught paypal and is paypal safe

  35. Shawn February 2, 2014 at 6:19 pm Reply

    I’am 16 and applying for a hsbc bank account, on the application form it says tick the box if you don’t want a solo card and we’ll send a cash withdrawal card instead, whats the difference???

  36. Vernon February 21, 2014 at 9:31 pm Reply

    Alright so I’m out of cash and where I am I don’t have a chance to get to the bank I use, there is no branch in this town. I do have a chequebook though. My mum seems to think that in the olden days one could walk into any bank and write a cheque to oneself in order to get some real money out and its still possible today – is this still true? Or does anyone know of any other way I can get some access to my money without a cash card or my own bank?

    Please no speculations, don’t answer unless you have some form of real knowledge, thanks! xD

  37. Marlyn February 21, 2014 at 9:42 pm Reply

    Im 13 and im going to sign the forms for my new cash card tommorrow but i’ve got a few questions.
    1.Can you pay for things with them,like go into a shop and use a pin machine?
    2.How much would i be aloud out daily?
    3. At my age are you aloud to get a cash card slash debit card if you cant pay for things with them?

  38. Major February 21, 2014 at 10:15 pm Reply

    is it the same as a debit card?? abbey bank gave me a cash card but i want to find out if i can buy stuff online using this card. With this card, theres not the card verification number on the back of it like other cards..

    anyone knows anything about this card?? serious answers only please

  39. Tesha February 21, 2014 at 11:40 pm Reply

    I recently received a job offer in another state and I need some up front cash to pay for a deposit and first months rent for a place since I am right out of school. I tried to obtain a small personal loan from several banks but they would not let me get one even though i have an excellent credit rating and my family can not help me out and the company can not provide relocation assistance.

    My question is what is the process for getting a cash advance from a bank (not an ATM). I don’t have a PIN number so I can’t use the ATM so I need to go into the bank plus I have a larger cash advance line if I do it in the bank. Do i just go into the branch and tell the teller that I need an advance off my credit card?

    I know the pitfalls of cash advances but it is my only way of getting money for a place. I have already went through a budget and I can have the credit card bill paid off within two months at the latest.

  40. Parker February 22, 2014 at 1:22 am Reply

    I am new to credit card, and have 2 basic questions regarding it:-

    1) how much cash advance one can get over the credit limit? suppose if my credit limit on a credit card is Rs 20,000, how much money can i withdraw over it?? can i withdraw Rs 50,000??

    2) what is to be done if someone by fraud, get access to your credit card (either online or offline), and take out cash out of your account? what procedure banks or credit card companies take to protect you from it?? because any amount can be withdrawn so is there any limit to these cash advance amount that can be withdrawn?

  41. Elfreda February 22, 2014 at 2:04 am Reply

    hi, i am applying for a bank account at barclays.. i am going for the junior account because it is for 11 – 15 year old. Basically my question is .. it says would i like to apply for a visa card or a cash card

    i want to shop on the internet and go to holes in the walls to get money out.. so which one should i say i want?

    thanks x
    by the way i am setting it up online so i cant ask them x
    Thankyou x

  42. Aron February 22, 2014 at 2:46 am Reply

    Best Cash Reward Credit Card?
    I am 24 years old and have never had a credit card. I am starting to look into a cash reward credit card. I don’t want American Express. I have excellent credit (Have a mortgage and car loan and very very good interest rates). I would prefer a card that has year round cash rewards for groceries and gas.

    Thank you

  43. Towanda February 22, 2014 at 2:46 am Reply

    I have a 3Ds cash card and I don’t know what that cash card to do with and how to use ? Is that card go to unlock thing or not. what that cash card goin’ to do.PLEASE HELP!!!!!

  44. Vergie February 22, 2014 at 3:03 am Reply

    Hey guys um I play the game called Maple Story from Nexon and I just redeemed the 10,000 points game card and succefully did it. I can’t log in now so I want to ask you guys. If I just redeemed it, does that mean it’ll appear in my character when I log in? Also, I have 3 characters in 1 account. Does that mean I can use cash in all 3 characters? Help~!

  45. Vaughn February 22, 2014 at 5:42 am Reply

    I have a little dilemma here, I thought I was going to get paid today. So I told this guy from craigslist that I would buy an electronic DEFINITELY today. Apparently I get paid Tuesday…Is it possible for me to withdraw cash from my student visa card, and then pay it right off on Tuesday? It’s about $300, I know it’s much so would I get a crazy interested charge within 2 days?

    This is my credit card btw :

    It says I can do cash access…

  46. Hershel February 22, 2014 at 5:42 am Reply

    im going to rome in March and i would like to know what is its better: take cash, withdrawal money from the bank over there, or use credit cards? if someone knows can you please let me know ..thanks!!!!!

  47. Brian February 22, 2014 at 7:49 am Reply

    I am 14 years old and im looking to buy something off the internet. However, obviously I do not have a credit card and as of now, I only have cash.

    My Question is can you buy one of those pre paid cash cards and use that to buy things off the internet rather than a credit card? (and where do you get those cash cards?)-10 points for both answers

  48. Frances February 22, 2014 at 7:49 am Reply

    i have just a normal nationwide cash card (not debit) it has cirrus and link on the back will i be able to draw money out on this card in tunisia if so does anyone know where the cashpoints are i can use and how much it will charge me to draw the money out

  49. Juan February 22, 2014 at 7:49 am Reply

    i got a letter from my bank saying there had been unusual transactions on my account. i just rang and they told me my card has been attempted to be used all over the place. what i dont get is its a cash card only not a credit card why clone it. should i inform anyone else this has happened i.e the police etc or will nationwide (my bank) do that themselves. just a few weeks ago my dads was cloned too and he is with the same bank as me but his is a credit card. i was told by the unhelpful lady on the phone that 3 attempts were made to use it as a debit card in wh smiths and also 1 attempt to use it as a cash card just 20 miles away

  50. Dorthea February 22, 2014 at 8:04 am Reply

    I am finding the cheapest and best way to cash off a credit card; due to charges and high interest on a cash advance; the best method would to use something that counts as a purchase?

    Possible Uses;
    PayPal (do charge 3.4%)
    Buying a Pre-paid credit or sterling travel card – I think most of these do charge high fees
    or somehow set a web site that will “test” credit card payments without fee; allowing you to send the cash to your bank account?

    If anybody has tried the methods above; or know any other; the information will be helpful.
    UK based only really!!

  51. Pat February 22, 2014 at 8:04 am Reply

    I am going to boarding school next year for high school. I will be making purchases online if i need things and buying things in stores also. I don’t want my parents to see what i buy. Should i use a debit card so they can go online and add more money when needed? or use a cash card but if you recomend that please explain the process of how to use one and fill it up? Remember i would not like my parents to see my purshases
    I forgot to add that i am 14

  52. Herman February 22, 2014 at 8:55 am Reply

    My friend wants some more wealth on the website ‘Gaiaonline,’ But she doesn’t have the money to buy Gaia cash. Is it like a gift card, where it is only worth something when the cashier rings it up? Or can it be stolen.. She said that she was thinking of stealing one and I told her not to. She says that it will still be worth something anyway. Help?

  53. Guillermo February 25, 2014 at 12:21 pm Reply

    I remember once seeing a VISA commerical that tried to imply paying with a credit card is “faster”. It showed a man clumsily fidling with coins and bills and the female cashier staring at him like he’s the world’s biggest dumba$$. I would much rather do cash than have to have them swipe their stupid credit card, figure out which button to push, push the wrong buttons, mess up, try again,… or have to wait for approval from the machine… or having to take their card, ask for ID, swipe the card, wait for approval, have them sign, blah blah blah. It’s better than writting a check of course (pull out your checkbook, ask for a pen, sloooowly write it out, ask for the date, ask for the amount, hold up the line, etc) but cash is still faster in my opinion. (AND I’M ASKING *CASHIERS*)

  54. Casey February 25, 2014 at 1:30 pm Reply

    I made a current account (I think xD) for my EMA to be paid into for ease. I got a cash card + and was wondering if I could use it as a normal debit card; E.G. buying stuff online and using it in shops, I’m pretty sure Nationwide said I could but I’m not sure. Thanks.
    I’ve just noticed it says “VISA Debit” on my card. So I’m guessing I can use it for everything xD Just want to know for sure still though.

  55. Alfredo March 1, 2014 at 10:46 pm Reply

    I currently have a Cash Rebate credit card… I’d say I usually average about $50 a year for using my card. and don’t pay an annual fee. I spend roughly $1000-$2000 on my card every month, I’m not even sure what my interest rate is since I pay it off full every month. (though I believe it’s about 19%)

    Now, I’m curious about switching to a Travel rewards card… and I’m wondering how other peoples experience has been with these? How long did it take you to get a flight? Do you think these cards are more beneficial than the cash rebate ones? (I do travel a lot!) Thanks!

  56. Willena March 3, 2014 at 6:51 pm Reply

    I want to become Costco member but yesterday my friend gave me a costco cash card as a gift and it seems we can reload the costco cash card and use it in costco warehouse.

    what will be difference between costco membership card and costco cash card ?

    Will i save atleast $50 (membeship fee) as i have costo cash card with reload?

  57. Rene March 7, 2014 at 7:15 am Reply

    is there any cash cards for kids other than aol. with low or no fees i really need your help on this. Please answer. TEN POINS WILL BE GIVING TO THE BEST ANSWER!!!

  58. Modesto March 7, 2014 at 6:32 pm Reply

    Where have all the 5% cash back credit cards gone? The major issuers seem to have discontinued. Are there any good 5% cash back cards?

  59. Johnnie March 8, 2014 at 1:04 am Reply

    I may get a credit card for young adults.

  60. Hisako March 9, 2014 at 1:50 am Reply

    This place only accepts cash and debit but I only have a credit card to use. How can I use my credit card to get cash?

  61. Lekisha March 9, 2014 at 1:51 am Reply

    What is the best and safest way to travel re money when on a short or long trip.

    I have never had a credit card.

    Just back from trip to Central America and felt vulnerable w/just debit card and cash

    Whats the solution … ??

  62. Tobias March 9, 2014 at 1:51 am Reply

    because when it asks me what card ive got my card doesnt say any of the options there on it :S
    do i need to change it?
    ohhhh okay! i didnt know i could only withdraw money with that card πŸ™
    well im 18 so, i cant go to my bank and ask them to change it to a debit card πŸ˜€

  63. Dannie March 9, 2014 at 6:24 pm Reply

    I’m traveling to the Philippines and will be doing a lot of spending. I’m a newbie with the whole money thing since I just started earning. Anyway, I was initially planning on withdrawing cash from here then converting my dollars over there. But now I think it’s not a good idea.

    That’s why I’m toying with the possibility of getting a credit card without foreign transaction fees. Is it much wiser to just pay with plastic and then, thanks to internet, just pay off my balances online?

  64. Porter March 10, 2014 at 3:19 pm Reply

    What card type is santander cash card in the UK?
    American Express?

  65. Tawanda March 10, 2014 at 8:08 pm Reply

    what is chip credit card? Should I take HDFC BANK titanium edge credit card?

  66. Milo March 10, 2014 at 8:08 pm Reply

    I have this cash card (Discover Network) I found in a cereal box and I was wondering where they’re accepted. Help please???

  67. Everett March 10, 2014 at 8:10 pm Reply

    I was just wondering if they sell
    nexon cash cards for maplestory in Australia ,Victoria
    or anywhere in australia because i cant find them
    any place so if someone knows please tell me
    straight away.

  68. Hung March 12, 2014 at 6:50 am Reply

    I have just got a credit card. to build up a good credit rating. I bought some things off the internet and took some cash out. It says cash transactions are charged intrest daily. i have got my statment and sent a bank transfer for the full amount that i owe.
    But it takes five days to reach the credit card company. So does this mean that i have not payed my full balance as there will be an extra 5 days intrest for the cash? If this is so how do you ever pay it off, because it will be always take 5days for money to reach them? ARRRRRR MY HEAD HURTS>> HELP.
    No i have not run the card up. i’m just using it to pay for the things i want. i have the money to use my bank debit card but using the card for building a history, i have payed pack the full amount.

  69. Crystle March 23, 2014 at 4:10 am Reply

    I just got off the phone with Nationwide to let them know im going away for 2 months (Thailand) the women i spoke to said that i cant use this card at ATMs abroad but can use it in shops, if im honest the women i spoke to didn’t seem to convincing, so if anyone could confirm this or has any info on it that would be great.


  70. Chi March 24, 2014 at 3:45 pm Reply

    I’ve been waiting for cash cards to come back online but they’re constantly under maintenance. Anyone have any idea when we can get the cash cards and when do we get the stimulus package????

  71. Ivory March 24, 2014 at 11:07 pm Reply

    I have no idea what to get them because I haven’t been to their house. I suppose a gift card shows a little thought, but it also creates an obligation on their part to use it or lose it. Maybe they would see it as something they could do that is fun. But with cash they could spend it anywhere they like. What do you think?

  72. Miguel March 27, 2014 at 7:00 am Reply

    In the US state of Florida. And can I buy a Nexon card ( if they are there ) with a Best Buy gift card?

  73. Hilton March 30, 2014 at 11:50 am Reply

    I’m looking for a credit card that offers cash back for purchases and no annual fees. Which is the best one?

  74. Alfred April 3, 2014 at 12:01 am Reply

    I want to know if anyone has personally applied for a credit card having no credit history at all. i have applied for bank of americas student card and got denied also i applied for discover card and got denied even though it say no credit history required??

  75. Larry April 4, 2014 at 3:39 pm Reply

    Can i use cash card to buy stuff in internet…A friend of mine told me that if u verify it to buy stuff it can though i still doubt it..

    What is the difference in debit card, cash card and credit card…….?

  76. Izetta April 4, 2014 at 5:14 pm Reply

    I found a 5% cash back credit card on but it doesnt state whether it is for all purchases or some category.

  77. Jesse April 5, 2014 at 3:38 pm Reply

    I’m still a teenager and I want to know what is cash back for debit gramma doesn’t know too. She got a debit card and and when she used it they ask for cash back on the machine she press no then ask me what is cash back. Soo please tell me. Thanks

  78. Bernard April 5, 2014 at 7:19 pm Reply

    I recently bought a copy of Company Magazine in the UK and found a cash card in it from purely creative, I think I won something but I have to call their number to find out, it’s Β£1.50/sms and they need to send 6 messages… I just want to know if it’s real or not… Have anyone actually won something? Thanks

  79. Lauren April 5, 2014 at 7:40 pm Reply

    I’m going on holiday on tuesday and im unsure of whether to take all cash or some on a card? I’ve never used one of the cash cards before however im going to magaluf so am dubious of taking lots of cash!

  80. Toby April 9, 2014 at 9:16 am Reply

    I have recently received my Halifax Express cash card but have a few questions about it:-

    . Can i use it in chip and pin machines in shops such as Tesco, Newlook or Pizza Hut etc.
    . How can i set up an automatic payment monthly from my parents account to mine?
    . Can i become overdrawn?
    . Do i have to have a certain amount of money to use it in chip and pin machine?
    . Can i use it online ?

    Thanks so much πŸ™‚

  81. Rosaria April 9, 2014 at 7:59 pm Reply

    Ok there’s this thingy called the neopets cash card or something (sorry if I got it wrong) and the site says they sell them at Target but I couldn’t find them anywhere….Does anyone know where in Target to look?
    I wanted to get one for my little cousin….he loves that site. I’m not sure what it does, but he’s always talking about it.
    Thank you =]

  82. Eboni April 10, 2014 at 2:50 am Reply

    I Just joined ebay not too long ago and i was wondering if when you buy something do you have to have a credit card or can you just go to the store, buy like a visa cash card, put some money on it and buy the item with that? Thank you in advanced.

  83. Hal April 12, 2014 at 6:24 am Reply

    If so where can I purchase one?
    And what is the limit on a card?
    I’d rather not use a credit card, just flat payment cash.

  84. Chung April 15, 2014 at 2:08 am Reply

    I have an AMEX Gold Card with no pre-set spending limit. The issue with the gold card is that it has to be paid in full every month. I really like American Express, and would love to have their blue cash credit card which allows flexible payment. But I don’t wanna apply for it without a good chance of being approved because whenever I apply for new credit, they perform a credit inquiry that lowers my FICO score for a few months. My question to any AMEX blue card holder is how was your credit situation when you were approved for your card ? I have a MasterCard and a VISA card with a total limit of $5000 and Zero balance. Also since I have the Gold Card, I believe I have good credit scores as well. Are the requirements for a Blue Cash Card even more stringent than those for the Gold Card ?

  85. Dino April 15, 2014 at 2:18 pm Reply

    has anyone heard of cash yes master card? It asks for banking information on line and i don’t like putting that kind of information on line….

  86. Willard April 16, 2014 at 1:32 am Reply

    Is it possible to activate my paypal account with one of those prepaid creditcard/debit cards or something like that that i can buy at the savemart or something, because i want to buy a 25$ visa debit card or something so i can activate my paypal account because i have 25$ in the account and i cant use it because its not activated. if i can that means that i will have 50$ in total

  87. Leonor April 18, 2014 at 9:54 pm Reply

    does anybody know where you can be 100% approved for a credit card with bad credit and without me sending them money or them giving me a limit of $300 and after the bla bla bla charges only have $50 left?

  88. Will April 19, 2014 at 9:47 am Reply

    A family member suggested I get a secured credit card to help build credit for myself. I figured this was a good idea, however, upon looking USAA also has a student credit card. Which one would be a wiser idea for a 18 YO college student to apply for and use for small purchases (I was thinking of just using it to buy gas or occasional groceries)?

    For reference, here is the student card:
    here is the secured CD card:

    I should note I have no credit, and haven’t applied to either yet.
    Thanks for the detailed answers, all! Going to go for the secured card, and use it through community college then advance to an unsecured card!

  89. Nickolas April 19, 2014 at 7:41 pm Reply

    I have been having problems paying my credit card – the credit card company offered me a lower settlement to clear the entire amount. Does doing this hurt my credit rating and score?

  90. Brady April 21, 2014 at 4:38 pm Reply

    whats the difference between credit cards and the reward credits cards??? and which one is better?

  91. Grant April 24, 2014 at 7:21 am Reply

    some how i overdrafted my prepaid debit card on two different occasions… one time my balance said – $4.71 and when i put money back on the card it subtracted it from my account lol. My prepaid card has a bank account and routing number to it and i used it to verify my PayPal account so i’m thinking that might have something to do with it but the company (Mango Money) i use says that i would be declined if i didn’t have the money in the account when i read there webpage. I love the card and the company, they have never charged me for anything but the 5 dollar monthly payment if i didn’t put 500 bucks on it or more and that’s great but i just don’t see how it does that. I mostly use it on the internet and some things take a few days to go through but 99% of the stuff i buy anywhere goes through instantly so iv’e only had a few internet things that haven’t. Anyway i’m just looking for anyone that might have experienced the same thing maybe or knows anything about why it might happen. =D
    To the guy whom posted first to my question…………..
    first of all that is NOT the answer to my question and it is not even relivant… i didn’t ask for a PayPal opinion, i just ask how my prepaid cards went over. Also i don’t care if they can tell its a prepaid card and i know they don’t accept them but mine has a bank account and routing number that is backed by Inter National Bank so if they detect it which i doubt (its been on there for quite a while now) then ooh well, you can still link a prepaid card just not directly to the account to verify a bank account or add/withdraw funds directly from PayPal. So i’d appricate it if someone could answer my actual question. TYVM.

  92. Jerica April 26, 2014 at 1:21 am Reply

    i have horrible credit but i need a credit card. is there any way i can get one or no?

  93. Bud May 3, 2014 at 3:35 pm Reply

    Is ATM card and credit card same thing. or debit card and ATM card same?
    what is the main difference between ATM card, Credit card & Debit card?

  94. Deedee May 4, 2014 at 11:05 am Reply

    What exactly is a prepaid credit card? Is it a card you can buy at a local store and load how much cash you want to load on it? And use it online or where ever you can use a credit card?

    And why do you have to put in your Social Security number?

  95. Deana May 5, 2014 at 12:17 am Reply

    Hi I paid off all my debt except for one which is 137.00 on my credit reports. I wanted to apply for a credit card for bad credit because it says on my credit report that I need to get a major credit card Visa, MC, Discover, or AMEX and pay on it monthly. I do not want to use to card for cash advances! Thank you all answers welcomed.

  96. Heriberto May 6, 2014 at 2:24 pm Reply

    iv won money on a casino and the method iv been told to use is a prepaid debit card?

  97. India May 8, 2014 at 4:21 am Reply

    I heard you can get a credit card a prepaid debit card or whatever and can use online and stuff like that but what is a good website to actually get one sent too. Or what store can i get it from and how much would it cost me. How exactly would i load the money onto the card.

  98. Florencio May 8, 2014 at 8:17 am Reply

    Where can I find a prepaid credit card fo help build my credit rating?

  99. Julieta May 11, 2014 at 1:41 am Reply

    I am looking for a travel rewards credit card. Where can I go?

  100. Rocky May 12, 2014 at 12:22 am Reply

    First off I’m 16. I heard that you can just put money into these cards and use them. Is it like a credit card? I wanna buy stuff online but they said I need a credit card. Obviously my parents won’t let me get a credit card because i’m not 18. Where can I buy a mastercard prepaid debit card? How do I use one? And if you can put money into it, can i put more money into it when I run out? Is it easier to use than a credit card? Any information would be great. I’m not even sure what the difference is between a debit card and credit card. There’s this site where I wanna order stuff, but it says credit card. But can I use a debit card? Thanks!

  101. Jordon May 12, 2014 at 12:38 am Reply

    My dad pays for my credit card… is it possible for me to take out money from my bank account using my credit card?

  102. Vivian May 16, 2014 at 8:50 pm Reply

    is there any credit cards that you qualify for once u turn 18 and dont have any acounts in ur credit history? because im trying to build my credit score… please let me know any store that gives u credit card. thanks!!!

  103. Dong May 18, 2014 at 4:16 pm Reply

    i had a thought of credit, but im unsure if a debit card is a credit card. i used my debit card ( when i had a job ) to withdraw money from my account. i had left $18.34 i wanted to take out $10.00 dollars for a purchas without taking my card with me. but when it asked how much withdraw it only went up to $20 dollar withdraw. so i withdrew 20 and owed my bank 2 dollars. that ended up going up within a few months. my question is does that count as credit? if so i didnt know and i do have a bad credit score…lol thanks and no rude comments please, it was my first time having plastic and didnt have a clue how to use it. i got it cause a friend told me it better to lose plastic than to lose all ur money ( bills ) if i got jumped..

  104. Cordell May 19, 2014 at 2:23 pm Reply

    what is a unsecured credit card?

  105. Jimmie May 22, 2014 at 6:47 am Reply

    What creditor can I get a credit card through…even department store just to use as a rebuilder? Score is about 500

  106. Edmundo May 24, 2014 at 1:29 am Reply

    I wanted to apply for a credit card that is unlimited and just a good friend got a credit card thats unlimited and i wanted to know where i can get one at?i need it for college.thanks!

  107. Kerry May 24, 2014 at 8:30 pm Reply

    My friend is a minor like me, we’re only 15, but he has a credit card that he uses to buy stuff online, so he doesn’t have to use his mom’s credit card. I was wondering where to get something like that, like a credit card that you fill up with money and you can use it anytime.

  108. Royce May 26, 2014 at 4:20 am Reply

    I’m turning 18 in 2 weeks and i was wondering if i would be able to get credit cards?? i saw online that i could get one for up to 5000 dollars, is that true?? i dont believe everything i read so i was just asking, and i dont want to hear thats its going to ruin my credit, i plan on putting a ton of money towards it every month, if anything it will build my credit, so any advice? or good brands of credit cards i would qualify for?

  109. Warner May 26, 2014 at 8:49 am Reply

    Where can I find hotel reward credit cards?

  110. Laurence May 26, 2014 at 7:06 pm Reply

    High school kid without a job, no bank info
    Need credit card to get a free xbox 360
    what do I do?

  111. Dorthea May 27, 2014 at 2:54 am Reply

    Friends, pls detailed ingorm me about debit card, credit card and visa card….

  112. Modesto May 28, 2014 at 6:53 am Reply

    I have heard about preaproved credit card but hadnot heard of prepaid credit card or prepaid debit card!!?

  113. Dortha May 29, 2014 at 7:33 pm Reply

    APR for credit cards? What do they mean when they say credit card introductory APR rate?

  114. Valerie May 29, 2014 at 11:42 pm Reply

    what is the best credit card is the best to start out with

  115. Jacquelyne May 30, 2014 at 4:54 am Reply

    is a prepaid debit card any different than a debit card you get in the bank or is it the same? im a 14 year old who is almost getting a debit card… so i was wondering if i could get one with my moms consent or i cant get one at all?

  116. Terrance May 30, 2014 at 8:21 am Reply

    How does a prepaid credit card work
    can you use it more than once
    can you use it like a real credit card
    does it cost to put money on the prepaid credit card

  117. Davis May 31, 2014 at 10:28 am Reply

    My husband and I are looking to get prepaid credit cards in hopes of bettering our credit. The only ones I can find come with a lot of activation fee, annual..ect. What is the best prepaid credit card with no fees attached. I just want to put my money on it and use it.

  118. Domingo May 31, 2014 at 12:01 pm Reply

    I was thinking about buying one of these cards, but I am just confused because they are Visa Reloadable cards where you have to have moneypak or greendot. I just want to know if there are a Visa Reloadable Prepaid Card where you pay monthly like you don’t have to pay a fee when you reload a card. If there is may someone post links?

  119. Ezekiel June 1, 2014 at 3:16 am Reply

    Does cancelling a credit card or a store card affect my Credit History. If so, how?
    Well, I have been having all my card for the past 6 years and I always pay off the full amount when due every month and no defaults πŸ™‚

  120. Camelia June 1, 2014 at 8:06 am Reply

    I’ve been on a quest to find the best prepaid debit card. I used to have one through Virgin Mobile that allowed you to pay a direct fee monthly and you could use the card as often as you liked.

    However they stopped their program and I’m wanting to find something similar. I know there has to be some prepaid card out there with no activation fee or setup fee and with a low monthly fee to use the card.

    I’ve tried out allot of the basics and nothing is what I want. Is there any other options? I don’t have the credit to get a standard checking account so any help would be needed.

  121. Tami June 5, 2014 at 11:25 pm Reply

    I’m trying to make an online purchase using a prepaid type of gift card or prepaid debit card. I wanted to know which ones are better and will be accepted at more places. I tried using the vanilla one prepaid gift card but it did not work at the place i was trying to make a purchase. I’ve heard that some online stores need your card to be related to your address otherwise they wont take it. I was thinking of getting green dot prepaid card because you need to register your address and information therefore it might be accepted at more places however this is really only a one time use so I would have to cancel it afterward to avoid monthly charges ect. What are some alternatives to vanilla one that will work at a lot of places online?

  122. Luis June 9, 2014 at 8:47 pm Reply

    Wireless credit card terminals continue to gain popularity among small and large businesses.Historically, mobile credit card terminals have developed hand in hand with all the advances of the cell phones industry.In short, wireless credit card terminals (or virtual credit card terminals) offer the merchants very convenient way to accept debit or credit card payments outside of the office, warehouse or any other place of business. In addition, recent developments and technology made it possible to have the wireless credit card terminals only without any need to install a regular stationary “point of sale”.So the only things a merchant needs are the smart phone and a wireless credit card terminal.

  123. Floretta June 11, 2014 at 6:18 am Reply

    I’m 21, I’d like to build credit. I’ve never have a credit card before. I plan on just using the credit card for maybe gas and that’s about it. Which card should I go for? Also I’ve seen that for many you get the first year 0% APR. Is this good? Will it grow credit? Or do I need interest to grow credit? I don’t want a card just for the sake of having a credit card. I want it solely for the purpose of having good credit. Thanks.

  124. Tyson June 11, 2014 at 6:37 am Reply

    Is it possible to have to many prepaid debit cards?
    Say if I got 3 in the mail and activated them all and used them for separate occasions would that end with negative effect like losing all my money or debt or something?

    What would happen if i had 3 prepaid debit cards?

    Prepaid cards as in these-

  125. Charles June 13, 2014 at 6:17 am Reply

    which is the best prepaid sim card in thai?
    what is the min buying value?

  126. Terry June 13, 2014 at 12:20 pm Reply

    Wheres a good place to get a credit card if you have no credit and no credit score ??ANY SITES??? Or do you know another way to build up your credit

  127. Terrell June 14, 2014 at 10:38 am Reply

    I’m 18 and already applied for a non-secured credit card and I got rejected… are there any credit cards that are for starters.

    Btw, I will be attending high school in september. I want to get those students cards, but it seems like they are only for college students.

  128. Monet June 15, 2014 at 6:24 pm Reply

    1.I have a credit card with Aus$2100 credit but the laptop i want to buy is Aus $2500 will they(dell computers) accept my credit card?
    2.Will the bank (HSBC) allow the transaction of buying a computer that is over my credit limit?
    CREDIT CARD credit limit problem?
    1.I have a credit card with Aus$2100 credit but the laptop i want to buy is Aus $2500 will they(dell computers) accept my credit card?

    2.Will the bank (HSBC) allow the transaction of buying a computer that is over my credit limit?

    (I do not mind paying overlimit intrest fees to the bank.But wheather that will affect dell accept my credit card im not sure) pls help

  129. Micah June 16, 2014 at 7:40 am Reply

    Hi there,

    Quick question…For building credit, is there a difference between student credit cards and regular credit cards? Because I’m gonna apply for a new credit card, and I wanted to see if I should choose the college credit card or a regular one….or if it even matter in terms of building credit. Thanks.

  130. Franchesca June 16, 2014 at 8:54 am Reply


    I was trying to think of the safest way to buy something from sites online, and I thought that a prepaid debit card (with a mastercard, visa, ect logo) would be a good way to go.

    from what I understand, the prepaid cards are accepted at the same places as the regular credit card, and that they can’t be charged for more than what is loaded on them. therefore, I could pay the small fee to load just the amount of money I want to spend, and if the site turns out to be shady, they can’t get any more money than I loaded.

    does that sound like a solid plan?

    also, with these cards, can I dispute a charge like a credit card and be limited to $50 liability (like a credit card) if it is within 3 days (or 2 for debit cards)? this isn’t as big of a deal, since I don’t plan to spend much more than $50 anyway.
    reply to sooku:

    well, if I just spend the money as I load it, there really shouldn’t be much risk. $5 is worth knowing that someone can’t just empty my bank account, or charge up my credit card.

  131. Colin June 16, 2014 at 6:58 pm Reply

    anyone know of a credit card when you have bad credit?

  132. Rosendo June 18, 2014 at 10:49 pm Reply

    Im 15 year old
    I want a prepaid debit card that
    1.Does not ask for SSN at all
    2.Low fees
    3.Can be used online
    I want one because my parents wont let me use their card

  133. Lester June 19, 2014 at 8:25 pm Reply

    What can you do with a credit card?

  134. Marianela June 19, 2014 at 10:15 pm Reply

    I was thinking of getting a prepaid credit card to help build my credit because I have none. I do not want a normal credit card because I don’t want to overdraw and get myself in to trouble with owing money. Are there any company’s that have few to no charges cause from what I have researched many places charge for with drawing money depositing money activating the account and so on.

  135. Porter June 20, 2014 at 2:35 pm Reply

    i want a unsecured credit card that i will get approved no matter what and not have to pay anything to get it activated and to use it, for instance imagine card makes you use a banking account and pay the 5 bux before you can use it. is there any credit cards that you get approved no matter what and not have to pay a proccessing fee?

  136. Meagan June 24, 2014 at 9:22 am Reply

    I want to apply for a credit card but I don’t know about credit card companies which provides best credit card.

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